Bank · FDIC insured
East Cambridge Savings Bank Auto Loan Rates
East Cambridge Savings Bank auto loans start at 7.25% APR for a new vehicle. Rates checked October 15, 2026.
How East Cambridge Savings Bank’s auto loan rates compare
Compared with banks and credit unions near Boston, MA-NH, where East Cambridge Savings Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
East Cambridge Savings Bank
7.25%APR
- Terms
- up to 60 months
New Auto
Lowest rate
Chelsea Employees Federal Credit Union
3.99%APR
- Terms
- up to 72 months
2nd-lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
East Cambridge Savings Bank auto loan score
61
Auto loan score
Higher than 3% of U.S. banks and credit unions
- New vehicleNew7.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where East Cambridge Savings Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto
10% downpayment required. All auto loans require a $17.00 Vendors Single Interest (VSI) fee. Please note: Additional rates and terms available. All loans are subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 6.75% | Monthly Payment per $1,000 borrowed: $30.76. 10% downpayment required. Requires a $17.00 Vendors Single Interest (VSI) fee. |
| up to 48 months | 7.00% | Monthly Payment per $1,000 borrowed: $23.95. 10% downpayment required. Requires a $17.00 Vendors Single Interest (VSI) fee. |
| up to 60 months | 7.25% | Monthly Payment per $1,000 borrowed: $19.92. 10% downpayment required. Requires a $17.00 Vendors Single Interest (VSI) fee. |
Sources (2)
All captured Oct 5, 2026
Used Auto (2022-2025)
90% of Purchase Price or the Finance Value, whichever is less. All auto loans require a $17.00 Vendors Single Interest (VSI) fee. Please note: Additional rates and terms available. All loans are subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 7.75% | Monthly Payment per $1,000 borrowed: $31.22. 90% of Purchase Price or the Finance Value, whichever is less. Requires a $17.00 Vendors Single Interest (VSI) fee. |
| up to 48 months | 8.75% | Monthly Payment per $1,000 borrowed: $24.77. 90% of Purchase Price or the Finance Value, whichever is less. Requires a $17.00 Vendors Single Interest (VSI) fee. |
Sources (2)
All captured Oct 5, 2026
Opening an account
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