Credit union · Privately insured
DuPage Credit Union Auto Loan Rates
DuPage Credit Union auto loans start at 5.09% APR for a new vehicle and 5.09% for a used one. Rates checked October 16, 2026.
How DuPage Credit Union’s auto loan rates compare
Compared with banks and credit unions near Chicago, IL-IN, where DuPage Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
DuPage Credit Union
5.09%APR
- Terms
- 49–60 months
- Discount
- None included
Auto Loans
Lowest rate
Rock Valley Credit Union
3.49%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
DuPage Credit Union auto loan score
81
Auto loan score
Higher than 56% of U.S. banks and credit unions
- New vehicleNew5.09%
- Used vehicleUsed5.09%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where DuPage Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan Refinance
Refinance vehicle loans from other financial institutions. Rates vary based on creditworthiness, term, and collateral. Must have credit union membership established and in good standing. Does not apply to loans currently financed through DuPage Credit Union.
| Terms | APR | Conditions |
|---|---|---|
| 1–36 months | 4.75% | Applies to 2024 & newer models. APR as low as 4.75% based on creditworthiness. |
| 37–48 months | 4.99% | Applies to 2024 & newer models. APR as low as 4.99% based on creditworthiness. |
| 73–84 months | 6.39% | Applies to 2024 & newer models with loan amount $20,000 or more. |
| 49–60 months | 5.09% | Applies to 2022-2023 models. APR as low as 5.09% based on creditworthiness. |
| 61–66 months | 5.29% | Applies to 2022-2023 models. APR as low as 5.29% based on creditworthiness. |
| 67–72 months | 5.49% | Applies to 2022-2023 models. APR as low as 5.49% based on creditworthiness. |
| 1–36 months | 5.75% | Applies to 2020-2021 models. APR as low as 5.75% based on creditworthiness. |
| 37–48 months | 5.99% | Applies to 2020-2021 models. APR as low as 5.99% based on creditworthiness. |
| 49–60 months | 6.09% | Applies to 2020-2021 models. APR as low as 6.09% based on creditworthiness. |
| 61–66 months | 6.29% | Applies to 2020-2021 models. APR as low as 6.29% based on creditworthiness. |
| 67–72 months | 6.49% | Applies to 2020-2021 models. APR as low as 6.49% based on creditworthiness. |
| 1–36 months | 6.50% | Applies to 2019 & older models. APR as low as 6.50% based on creditworthiness. |
| 37–60 months | 6.84% | Applies to 2019 & older models. APR as low as 6.84% based on creditworthiness. |
Sources (1)
- dupagecu.com/auto-loans/refinance · captured Oct 6, 2026
Auto Loans
Rates vary based on creditworthiness, term, and collateral. Must have Credit Union membership established and in good standing. Does not apply to loans currently financed through DuPage Credit Union.
| Terms | APR | Conditions |
|---|---|---|
| 1–36 months | 4.75% | Applies to 2024 & newer models. APR as low as 4.75% based on creditworthiness. |
| 37–48 months | 4.99% | Applies to 2024 & newer models. APR as low as 4.99% based on creditworthiness. |
| 49–60 months | 5.09% | Applies to 2024 & newer models. APR as low as 5.09% based on creditworthiness. |
| 61–66 months | 5.29% | Applies to 2024 & newer models. APR as low as 5.29% based on creditworthiness. |
| 67–72 months | 5.49% | Applies to 2024 & newer models. APR as low as 5.49% based on creditworthiness. |
| 73–84 months | 6.39% | Applies to 2024 & newer models. Minimum $20,000 for 84 month financing. |
| 1–36 months | 5.75% | Applies to 2020-2021 models. APR as low as 5.75% based on creditworthiness. |
| 37–48 months | 5.99% | Applies to 2020-2021 models. APR as low as 5.99% based on creditworthiness. |
| 49–60 months | 6.09% | Applies to 2020-2021 models. APR as low as 6.09% based on creditworthiness. |
| 61–66 months | 6.29% | Applies to 2020-2021 models. APR as low as 6.29% based on creditworthiness. |
| 67–72 months | 6.49% | Applies to 2020-2021 models. APR as low as 6.49% based on creditworthiness. |
| 1–36 months | 6.50% | Applies to 2019 & older models. APR as low as 6.50% based on creditworthiness. |
| 37–60 months | 6.84% | Applies to 2019 & older models. APR as low as 6.84% based on creditworthiness. |
Sources (1)
- dupagecu.com/rates · captured Oct 6, 2026
Classic Car Loans
Financing cars 25 years or older up to $150,000 with no prepayment penalties. Rates vary based on creditworthiness, term, and collateral. Must be a Member in good standing. Does not apply to loans currently financed through DuPage Credit Union.
| Terms | APR | Conditions |
|---|---|---|
| 1–36 months | 4.75% | For classic cars (25 years or older). APR as low as 4.75% based on creditworthiness. |
| 37–48 months | 4.99% | For classic cars (25 years or older). APR as low as 4.99% based on creditworthiness. |
| 49–60 months | 5.09% | For classic cars (25 years or older). APR as low as 5.09% based on creditworthiness. |
| 61–66 months | 5.29% | For classic cars (25 years or older). APR as low as 5.29% based on creditworthiness. |
| 67–72 months | 5.49% | For classic cars (25 years or older). APR as low as 5.49% based on creditworthiness. |
| 73–84 months | 6.39% | For classic cars (25 years or older). APR as low as 6.39% based on creditworthiness. |
Sources (1)
- dupagecu.com/auto-loans/classic-car-loans · captured Oct 6, 2026
Motorcycle Loans
Financing for new or used motorcycles. Loan amounts from $500. Terms up to 84 months. No prepayment penalties. Rates vary based on creditworthiness, term, and collateral. Must be a member in good standing. Does not apply to loans currently financed through DuPage Credit Union.
| Terms | APR | Conditions |
|---|---|---|
| 1–36 months | 5.75% | Applies to 2024 & newer models. APR as low as 5.75% based on creditworthiness. |
| 37–48 months | 5.99% | Applies to 2024 & newer models. APR as low as 5.99% based on creditworthiness. |
| 49–60 months | 6.09% | Applies to 2024 & newer models. APR as low as 6.09% based on creditworthiness. |
| 61–66 months | 6.29% | Applies to 2024 & newer models. APR as low as 6.29% based on creditworthiness. |
| 67–72 months | 6.49% | Applies to 2024 & newer models. APR as low as 6.49% based on creditworthiness. |
| 73–84 months | 7.39% | Applies to 2024 & newer models. Minimum $20,000 for 84 month financing. |
| 1–36 months | 6.75% | Applies to 2020-2021 models. APR as low as 6.75% based on creditworthiness. |
| 37–48 months | 6.99% | Applies to 2020-2021 models. APR as low as 6.99% based on creditworthiness. |
| 49–60 months | 7.09% | Applies to 2020-2021 models. APR as low as 7.09% based on creditworthiness. |
| 61–66 months | 7.29% | Applies to 2020-2021 models. APR as low as 7.29% based on creditworthiness. |
| 67–72 months | 7.49% | Applies to 2020-2021 models. APR as low as 7.49% based on creditworthiness. |
| 1–36 months | 7.50% | Applies to 2019 & older models. APR as low as 7.50% based on creditworthiness. |
| 37–60 months | 7.84% | Applies to 2019 & older models. APR as low as 7.84% based on creditworthiness. |
Tesla Loans
Financing for new or used Tesla vehicles up to $150,000. Rates vary based on creditworthiness, term, and collateral. Must have Credit Union membership established and in good standing. Does not apply to loans currently financed through DuPage Credit Union.
| Terms | APR | Conditions |
|---|---|---|
| 1–36 months | 4.75% | Applies to 2024 & newer models. APR as low as 4.75% based on creditworthiness. |
| 37–48 months | 4.99% | Applies to 2024 & newer models. APR as low as 4.99% based on creditworthiness. |
| 49–60 months | 5.09% | Applies to 2024 & newer models. APR as low as 5.09% based on creditworthiness. |
| 61–66 months | 5.29% | Applies to 2024 & newer models. APR as low as 5.29% based on creditworthiness. |
| 67–72 months | 5.49% | Applies to 2024 & newer models. APR as low as 5.49% based on creditworthiness. |
| 73–84 months | 6.39% | Applies to 2024 & newer models. APR as low as 6.39% based on creditworthiness. |
| 1–36 months | 5.75% | Applies to 2020-2021 models. APR as low as 5.75% based on creditworthiness. |
| 37–48 months | 5.99% | Applies to 2020-2021 models. APR as low as 5.99% based on creditworthiness. |
| 49–60 months | 6.09% | Applies to 2020-2021 models. APR as low as 6.09% based on creditworthiness. |
| 61–66 months | 6.29% | Applies to 2020-2021 models. APR as low as 6.29% based on creditworthiness. |
| 67–72 months | 6.49% | Applies to 2020-2021 models. APR as low as 6.49% based on creditworthiness. |
| 1–36 months | 6.50% | Applies to 2019 & older models. APR as low as 6.50% based on creditworthiness. |
| 37–60 months | 6.84% | Applies to 2019 & older models. APR as low as 6.84% based on creditworthiness. |
Sources (1)
- dupagecu.com/auto-loans/tesla-loans · captured Oct 6, 2026
Who can join DuPage Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.