Credit union · NCUA insured
DFCU Tulsa Auto Loan Rates
DFCU Tulsa auto loans start at 4.25% APR for a new vehicle and 4.25% for a used one. Rates checked October 15, 2026.
How DFCU Tulsa’s auto loan rates compare
Compared with banks and credit unions near Tulsa, OK, where DFCU Tulsa has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
DFCU Tulsa
4.25%APR
- Terms
- up to 66 months
- Up to
- —
- Discount
- None included
Auto Loans (All Vehicles 5,000 miles or less)
Lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
2nd-lowest rate
Oklahoma's Credit Union
4.24%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
DFCU Tulsa auto loan score
92
Auto loan score
Higher than 93% of U.S. banks and credit unions
- New vehicleNew4.25%
- Used vehicleUsed4.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where DFCU Tulsa ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans (All Vehicles 5,000 miles or less)
All Vehicles 5,000 miles or less
| Terms | APR | Conditions |
|---|---|---|
| up to 66 months | 4.25% | Starting at rate; Up to 66 Months |
| up to 75 months | 4.50% | Starting at rate; Up to 75 Months |
| up to 84 months | 5.25% | Starting at rate; Up to 84 Months |
Sources (1)
- dfcutulsa.com/loan-rates.html · captured Oct 15, 2026
Auto Loans (Pre-Owned Over 5,000 Miles)
Pre-Owned Over 5,000 Miles
| Terms | APR | Conditions |
|---|---|---|
| up to 66 months | 4.25% | Starting at rate; Up to 66 Months |
| up to 75 months | 4.50% | Starting at rate; Up to 75 Months |
| up to 84 months | 5.25% | Starting at rate; Up to 84 Months |
Sources (1)
- dfcutulsa.com/loan-rates.html · captured Oct 15, 2026
Motorcycles and Jet Skis
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.25% | Starting at rate; 60 Months or Less (Over 15,000) |
| up to 48 months | 6.25% | Starting at rate; 48 Months or Less (Over 15,000) |
| up to 48 months | 8.25% | Starting at rate; 48 Months or Less (Under 15,000) |
Sources (1)
- dfcutulsa.com/loan-rates.html · captured Oct 15, 2026
Who can join DFCU Tulsa
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents of Tulsa County are eligible for membership.
Employers and groups
- Employees of select companies, including SLB and Spirit/Boeing Aerospace, are eligible for membership.
Cost to join
- Opening an account requires as little as $5.
Membership information collected October 4, 2026.