Bank · FDIC insured
Decatur County Bank Credit Card Rates
Decatur County Bank credit card rates start at 15.24% APR. Rates checked October 15, 2026.
How Decatur County Bank’s credit card rates compare
Compared with banks and credit unions in Tennessee, where Decatur County Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Decatur County Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Bowater Credit Union
6.00%APR
- Up to
- 24.00% APR
2nd-lowest rate
Jack Daniel Employees' Credit Union
7.00%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Mastercard®
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory rate for the first 12 months on purchases, balance transfers, and cash advances when you open a new consumer credit card. |
| Ongoing | 15.24%–24.24% | None | Variable APR for purchases and balance transfers after introductory period, based on creditworthiness. |
| Ongoing | 18.99%–28.24% | None | Variable APR for cash advances after introductory period, based on creditworthiness. |
Sources (1)
- decaturcountybank.com/personal/personal-credit-card · captured Oct 7, 2026
Platinum Payback Mastercard®
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory rate for the first 12 months on purchases, balance transfers, and cash advances when you open a new consumer credit card. |
| Ongoing | 15.24%–24.24% | None | Variable APR for purchases and balance transfers after introductory period, based on creditworthiness. |
| Ongoing | 18.99%–28.24% | None | Variable APR for cash advances after introductory period, based on creditworthiness. |
Sources (1)
- decaturcountybank.com/personal/personal-credit-card · captured Oct 7, 2026
Platinum Preferred Mastercard®
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory rate for the first 12 months on purchases, balance transfers, and cash advances when you open a new consumer credit card. |
| Ongoing | 15.24%–24.24% | None | Variable APR for purchases and balance transfers after introductory period, based on creditworthiness. |
| Ongoing | 18.99%–28.24% | None | Variable APR for cash advances after introductory period, based on creditworthiness. |
Sources (1)
- decaturcountybank.com/personal/personal-credit-card · captured Oct 7, 2026
World Elite Mastercard®
$49 per additional card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | $299 | Introductory rate for the first 12 months on purchases, balance transfers, and cash advances when you open a new consumer credit card. |
| Ongoing | 15.24%–24.24% | $299 | Variable APR for purchases and balance transfers after introductory period, based on creditworthiness. |
| Ongoing | 18.99%–28.24% | $299 | Variable APR for cash advances after introductory period, based on creditworthiness. |
Sources (1)
- decaturcountybank.com/personal/personal-credit-card · captured Oct 7, 2026
World Mastercard®
$29 per additional card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | $35 | Introductory rate for the first 12 months on purchases, balance transfers, and cash advances when you open a new consumer credit card. |
| Ongoing | 15.24%–24.24% | $35 | Variable APR for purchases and balance transfers after introductory period, based on creditworthiness. |
| Ongoing | 18.99%–28.24% | $35 | Variable APR for cash advances after introductory period, based on creditworthiness. |
Sources (1)
- decaturcountybank.com/personal/personal-credit-card · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.