Credit union · NCUA insured
D.C. Teachers' Federal Credit Union CD Rates
D.C. Teachers' Federal Credit Union’s best CD rate is 1.74% APY on a 1-year share certificate (CD). Terms run from 6 months to 4 years. Rates checked October 22, 2026.
How D.C. Teachers' Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where D.C. Teachers' Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
D.C. Teachers' Federal Credit Union
1.74%APY
- Term
- 12 months
- Minimum
- $10,000
- Earns on $10,000
- $174
Share Certificates
Top rate
Tower Federal Credit Union
5.20%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,067
2nd-highest rate
Apple FCU
5.00%APY
- Term
- 70 months
- Minimum
- $500
- Earns on $10,000
- $3,292
D.C. Teachers' Federal Credit Union CD score
62
CD score
Higher than 6% of U.S. banks and credit unions
- 3–8 months3–8 mo1.54%
- 9–15 months9–15 mo1.74%
- 16–30 months16–30 mo1.44%
- 31–60 months31–60 mo1.24%
- QualifiedQualified1.74%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where D.C. Teachers' Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 1.74%APY · 7 terms
Minimum deposit of $500. Dividends are compounded quarterly and paid quarterly. Penalty for early withdrawal. Certificates automatically renew with notice at least 30 days prior to maturity. Membership requires $50 par value in regular shares.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6–11 months | 1.54% | $77 |
| 12 months | 1.74% | $174 |
| 12–17 months | 1.64% | $164 |
| 18–23 months | 1.44% | $217 |
| 24–35 months | 1.34% | $270 |
| 36–47 months | 1.24% | $377 |
| 48–60 months | 1.14% | $464 |
Sources (2)
All captured Oct 22, 2026
Special-purpose accounts
IRA Share Certificate
Up to 1.74%APY · 7 terms
Available for Traditional and Roth IRAs. Fixed rate for definitive terms from 6 to 60 months. Dividends are compounded quarterly and paid quarterly. Penalty for early withdrawal; IRS may impose penalties for early withdrawal from IRAs. Membership requires $50 par value in regular shares.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6–11 months | 1.54% | $77 |
| 12 months | 1.74% | $174 |
| 12–17 months | 1.64% | $164 |
| 18–23 months | 1.44% | $217 |
| 24–35 months | 1.34% | $270 |
| 36–47 months | 1.24% | $377 |
| 48–60 months | 1.14% | $464 |
Sources (3)
All captured Oct 22, 2026
Who can join D.C. Teachers' Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.