Credit union · NCUA insured
Danfoss Employees Credit Union Auto Loan Rates
Danfoss Employees Credit Union auto loans start at 5.65% APR for a new vehicle and 5.91% for a used one. Rates checked October 16, 2026.
How Danfoss Employees Credit Union’s auto loan rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Danfoss Employees Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Danfoss Employees Credit Union
5.65%APR
- Terms
- up to 72 months
- Discount
- None included
New/Nearly New Vehicles
Lowest rate
Magnifi Financial
3.99%APR
- Terms
- —
- Discount
- Included in the rate
2nd-lowest rate
St. Paul Federal Credit Union
4.29%APR
- Terms
- up to 60 months
- Discount
- None included
Danfoss Employees Credit Union auto loan score
68
Auto loan score
Higher than 21% of U.S. banks and credit unions
- New vehicleNew5.65%
- Used vehicleUsed5.91%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Danfoss Employees Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycles
Fixed APR; rates vary with credit score; conditions apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 8.36% | Fixed APR; rates vary with credit score |
Sources (1)
- danfosscu.com/loanrates · captured Oct 16, 2026
New/Nearly New Vehicles
Current or previous year with less than 12,000. Fixed APR; rates vary with credit score; conditions apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.60% | Current or previous year with less than 12,000; fixed APR; rates vary with credit score |
| up to 72 months | 5.65% | Current or previous year with less than 12,000; fixed APR; rates vary with credit score |
| up to 84 months | 6.16% | Current or previous year with less than 12,000; fixed APR; rates vary with credit score |
Sources (1)
- danfosscu.com/loanrates · captured Oct 16, 2026
Older Vehicles 6 yr old or older
6 yr old or older. Fixed APR; rates vary with credit score; conditions apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 8.36% | 6 yr old or older; fixed APR; rates vary with credit score |
Sources (1)
- danfosscu.com/loanrates · captured Oct 16, 2026
Refinance Auto Loan
Refinance only; call Credit Union at (952) 937-7175 to apply
| Terms | APR | Conditions |
|---|---|---|
| — | 4.60% | Refinance only; call Credit Union to apply; rates as low as stated |
Used Vehicles
Less than 6 years old. Fixed APR; rates vary with credit score; conditions apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.36% | Less than 6 years old; fixed APR; rates vary with credit score |
| up to 60 months | 5.91% | Less than 6 years old; fixed APR; rates vary with credit score |
| up to 72 months | 6.36% | Less than 6 years old; fixed APR; rates vary with credit score |
Sources (1)
- danfosscu.com/loanrates · captured Oct 16, 2026
Who can join Danfoss Employees Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to Danfoss employees.
Family and household
- Membership is open to family members of Danfoss employees.
Membership information collected October 4, 2026.