Credit union · NCUA insured
Dakota Star Federal Credit Union Auto Loan Rates
Top CarrotDakota Star Federal Credit Union auto loans start at 4.70% APR for a new vehicle and 4.70% for a used one. Rates checked October 22, 2026.
How Dakota Star Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Rapid City, SD, where Dakota Star Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Dakota Star Federal Credit Union
4.70%APR
- Terms
- —
Autos Loan
Lowest rate
Dakota Plains FCU
3.74%APR
- Terms
- 72–74 months
2nd-lowest rate
Highmark Federal Credit Union
4.25%APR
- Terms
- up to 84 months
Dakota Star Federal Credit Union auto loan score
88
Auto loan score
Higher than 83% of U.S. banks and credit unions
- New vehicleNew4.70%
- Used vehicleUsed4.70%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Dakota Star Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Autos Loan
Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. Membership eligibility requires living, working, worshiping, or attending school in Pennington, Meade, Lawrence, Custer, or Fall River County, SD, or being an immediate family member, with a $5 minimum share deposit.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.70% | Rate as low as 4.70% APR; rate based on creditworthiness and term of loan. |
Classic Cars (Completely Restored) Loan
Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. Membership eligibility requires living, working, worshiping, or attending school in Pennington, Meade, Lawrence, Custer, or Fall River County, SD, or being an immediate family member, with a $5 minimum share deposit.
| Terms | APR | Conditions |
|---|---|---|
| — | 8.75% | Rate as low as 8.75% APR; rate based on creditworthiness and term of loan. |
Pickups Loan
Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. Membership eligibility requires living, working, worshiping, or attending school in Pennington, Meade, Lawrence, Custer, or Fall River County, SD, or being an immediate family member, with a $5 minimum share deposit.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.70% | Rate as low as 4.70% APR; rate based on creditworthiness and term of loan. |
Vans Loan
Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. Membership eligibility requires living, working, worshiping, or attending school in Pennington, Meade, Lawrence, Custer, or Fall River County, SD, or being an immediate family member, with a $5 minimum share deposit.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.70% | Rate as low as 4.70% APR; rate based on creditworthiness and term of loan. |
Who can join Dakota Star Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, worship, work (or regularly conduct business in), or attend school in, and businesses and other legal entities located in the rural district of Custer, Fall River, Lawrence, Meade, or Pennington Counties, South Dakota.
Family and household
- Members of the immediate families or households of eligible individuals.
Other ways
- Members of record of this credit union as of the date of its conversion to a community field of membership on August 29, 2001.
Cost to join
- Deposit of at least one share (typically $5).
Membership information collected October 4, 2026.