Credit union · NCUA insured
Cy-Fair FCU Credit Card Rates
Top CarrotCy-Fair FCU credit cards start at 12.50% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Cy-Fair FCU’s credit card rates compare
Compared with banks and credit unions near Houston, TX, where Cy-Fair FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Cy-Fair FCU
12.50%APR
- Annual fee
- None
Night Platinum Card
Lowest rate
Harris County Federal Credit Union
5.90%APR
- Annual fee
- None
2nd-lowest rate
Houston Federal Credit Union
7.00%APR
- Annual fee
- $50
Cy-Fair FCU credit card score
70
Credit card score
Higher than 26% of U.S. banks and credit unions
- Purchase APRPurchase APR12.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Cy-Fair FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Day Platinum Card
Variable APR based on prime rate; subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Standard variable APR based on prime rate. |
| Intro, 6 months | 0.00% | None | 0% Balance Transfer Promotional Period for 6 Months; no balance transfer fees. Following promotional period, rate returns to standard variable APR. |
Sources (1)
- cyfairfcu.org/credit-cards · captured Oct 6, 2026
Global Good Card
Also referred to as Cy-Fair Federal Credit Union Platinum Rewards MasterCard. Rates starting as low as 13.50% APR; subject to credit approval and credit history.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.50% | None | Rates starting as low as 13.50% APR based on credit history. |
Sources (1)
- cyfairfcu.org/global-good-credit-card · captured Oct 6, 2026
Night Platinum Card
Variable APR based on prime rate; rate received depends on credit history.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.50% | None | Standard variable APR based on prime rate and credit history. |
| Intro, 12 months | 0.00% | None | 0% Balance Transfer Promotional Period for 12 Months; no balance transfer fees. Following promotional period, rate returns to standard variable APR. |
Sources (1)
- cyfairfcu.org/credit-cards · captured Oct 6, 2026
Who can join Cy-Fair FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Harris County or specified zip codes of Waller County (77423, 77445, 77484, 77446, 77447).
Family and household
- Membership is open to anyone who has immediate family who are currently members of Cy-Fair FCU.
Membership information collected October 5, 2026.