Credit union · NCUA insured
Cuba Credit Union
A $23.6M credit union headquartered in Cuba, NM, with 1,421 members and 1 branch in New Mexico.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Savings: carrot has not captured enough rates to score this yet. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- CDs—0.25%CD rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Cuba Credit Union
Headquartered in Cuba, New Mexico, Cuba Credit Union was chartered in 1972 as a school-based credit union serving Cuba Independent Schools and Jemez Mountain Schools.
The institution operates as a community-chartered, full-service financial institution.
- Headquarters
- 6347 main st, Cuba, NM 87013-1660
- NCUA charter
- 66097
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to anyone living in the district of Cuba Independent School or Jemez Mountain Schools.
Military, government and schools
- Open to anyone working at Cuba Independent School or Jemez Mountain Schools.
Family and household
- Open to an immediate family member of a current or retired employee of Cuba Independent School or Jemez Mountain Schools.
Cost to join
- A minimum deposit of $25.00 into a savings account is required.
- A one-time membership fee of $1.00 is required.
Branches
1 branch in New Mexico
Loading map…
New Mexico
1 branch
- Main OfficeMain office6347 main st, Cuba, NM 87013Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 18.39% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.92% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $37 | $59 | — |
- CapitalNet worth ratio18.39%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.92%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$37Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Cuba Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.