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Credit union · NCUA insured

CU Hawaii Federal Credit Union Credit Card Rates

Top Carrot, Carrot Score 89Top Carrot

CU Hawaii Federal Credit Union credit cards start at 11.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.

How CU Hawaii Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Hilo, HI, where CU Hawaii Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 89

    This credit union’s lowest

    CU Hawaii Federal Credit Union

    11.00%APR

    MasterCard® Platinum (Rewards Card)

  • Top Carrot, Carrot Score 91

    Lowest rate

    Hawaii Community Federal Credit Union

    7.90%APR

    Hawaii Community Federal Credit Union rates

  • Top Carrot, Carrot Score 88

    2nd-lowest rate

    Hawaii First FCU

    8.95%APR

    Hawaii First FCU rates

Compare credit card rates near you →

CU Hawaii Federal Credit Union credit card score

77

Credit card score

Higher than 43% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR11.00%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where CU Hawaii Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join CU Hawaii Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Membership is open to persons living or working on the Island of Hawai`i.
  • Membership is open to persons who regularly work, attend school, worship, perform volunteer services, or participate in associations headquartered on the Island of Hawai`i.
  • Membership is open to persons participating in programs to alleviate poverty or distress located on the Island of Hawai`i.

Employers and groups

  • Membership is open to incorporated and unincorporated organizations on the Island of Hawai`i or those maintaining a facility located on the Island of Hawai`i.

Family and household

  • Membership is open to any immediate family member (including spouse, parents, sisters, brothers, and children, whether living in the same household or not) of a CU Hawaii member.

Cost to join

  • Joining requires an opening deposit of $50 into a savings account.
  • Joining requires a $1 membership fee.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← CU Hawaii Federal Credit Union overview