Credit union · NCUA insured
CTA 74th Street Depot
A $8.4M credit union headquartered in Chicago, IL, with 807 members and 1 branch in Illinois.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About CTA 74th Street Depot
Established in 1937, CTA 74th Street Depot Federal Credit Union is a member-owned credit union headquartered in Chicago, Illinois.
The credit union serves Chicago Transit Authority (CTA) employees across Bus, Rail, and General Operations divisions, along with their families.
- Headquarters
- 10057 S Western Ave, Chicago, IL 60643-1925
- NCUA charter
- 2498
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- CTA employees (Bus/Bus maintenance, Rail/Rail maintenance, G.O.) are eligible for membership.
Family and household
- Families of CTA employees are eligible for membership.
Branches
1 branch in Illinois
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Illinois
1 branch
- Main OfficeMain office10057 S Western Ave, Chicago, IL 60643Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.69% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 6.53% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.42% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $39 | $59 | — |
- CapitalNet worth ratio16.69%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late6.53%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.42%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$39Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of CTA 74th Street Depot are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.