Credit union · NCUA insured
Crayola Employees Credit Union Auto Loan Rates
Crayola Employees Credit Union auto loans start at 5.25% for a used one. Rates checked October 16, 2026.
How Crayola Employees Credit Union’s auto loan rates compare
Compared with banks and credit unions near Allentown, PA-NJ, where Crayola Employees Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Crayola Employees Credit Union
– –
- Terms
- —
No ongoing APR published
Lowest rate
APCI Federal Credit Union
4.24%APR
- Terms
- up to 60 months
2nd-lowest rate
Sarco Federal Credit Union
4.50%APR
- Terms
- up to 60 months
Crayola Employees Credit Union auto loan score
74
Auto loan score
Higher than 37% of U.S. banks and credit unions
- Used vehicleUsed5.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Crayola Employees Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicles – Never Titled
Financing up to 100% MSRP. Must meet disposable income requirements and credit score. Minimum disposable income: $900/month for 1-2 person family + $250/month for each additional person (Disposable Income = monthly gross income – monthly debts). Pricing adjustment: Payroll Deduction: -0.25%.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.00%–7.00% | Credit Score 575 and over, DTI < 45% |
| up to 72 months | 5.25%–7.25% | Credit Score 575 and over, DTI < 45% |
| — | 6.25% | Credit Score 700 and over, DTI > 45% |
Sources (1)
- crayolacu.com/loan-rates · captured Oct 16, 2026
Used Vehicles – 4 to 6 Years Old
90% NADA Retail for Credit Scores 700 or higher; 85% NADA Retail for Credit Scores 575 – 699; 65% NADA Retail for R, W, or S Titles. Must meet disposable income requirements and credit score. Minimum disposable income: $900/month for 1-2 person family + $250/month for each additional person (Disposable Income = monthly gross income – monthly debts). Pricing adjustment: Payroll Deduction: -0.25%.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.00%–10.00% | Credit Score 575 and over, DTI < 45% |
| — | 6.50%–7.50% | Credit Score 650 and over, DTI > 45% |
Sources (1)
- crayolacu.com/loan-rates · captured Oct 16, 2026
Used Vehicles – Older than 6 Years Old
75% NADA Retail Value; 65% NADA Retail for R, W, or S Titles. Must meet disposable income requirements and credit score. Minimum disposable income: $900/month for 1-2 person family + $250/month for each additional person (Disposable Income = monthly gross income – monthly debts). Pricing adjustments: Payroll Deduction: -0.25% / Autos over 6 years: +0.25%.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.25%–10.25% | Credit Score 575 and over, DTI < 45% |
| — | 7.25%–8.25% | Credit Score 650 and over, DTI > 45% |
Sources (1)
- crayolacu.com/loan-rates · captured Oct 16, 2026
Used Vehicles – Up to 3 Years Old
90% NADA Retail for Credit Scores 700 or higher; 85% NADA Retail for Credit Scores 575 – 699; 65% NADA Retail for R, W, or S Titles. 6 Year Term for 2 years old or less only. Must meet disposable income requirements and credit score. Minimum disposable income: $900/month for 1-2 person family + $250/month for each additional person (Disposable Income = monthly gross income – monthly debts). Pricing adjustment: Payroll Deduction: -0.25%.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.25%–9.25% | Credit Score 575 and over, DTI < 45% |
| up to 72 months | 5.50%–6.50% | Credit Score 650 and over, DTI < 45%. 6 Year Term for 2 years old or less only. |
Sources (1)
- crayolacu.com/loan-rates · captured Oct 16, 2026
Who can join Crayola Employees Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.