Bank · FDIC insured
Countryside Bank Savings Rates
Countryside Bank’s best savings rate is 0.40% APY on $10,000, with its Regular Savings. Rates checked October 22, 2026.
How Countryside Bank’s savings rates compare
Compared with banks and credit unions in Nebraska, where Countryside Bank has the most branches. $10,000, best rate first.
This bank’s best
Countryside Bank
0.40%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $40
Regular Savings
Top rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Flatwater Bank
3.60%APY
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000 a year
- $360
Countryside Bank savings score
76
Savings score
Higher than 41% of U.S. banks and credit unions
- $1,000 balance$1,0000.40%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Countryside Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Regular Savings
0.40%APY
Interest compounded and paid quarterly. A service charge of $1.00 is imposed every statement cycle if the average daily balance falls below $25.00. Transaction limitations apply (excess transaction fee of $1.00 per debit for each transaction in excess of 18 per quarterly statement period).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAverage daily balance of $25.00 to avoid fee. Interest compounded quarterly. Rate good through October 21st, 2026.Any balance | 0.40% | $40 | Average daily balance of $25.00 to avoid fee. Interest compounded quarterly. Rate good through October 21st, 2026. |
Special-purpose accounts
Individual Retirement Accounts (IRA)
3.20%APY
Available as Traditional IRA, Roth IRA, or SEP. Substantial penalty for early withdrawal. A monthly maintenance charge of $1.00 is imposed every quarter if the average daily balance for the quarter falls below $25.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to IRA Roth Open, IRA Traditional Open, and SEP. Average daily balance to avoid fee is $25.00. Compounded quarterly. Rates good through October 21st, 2026.Any balance | 3.20% | $320 | Applies to IRA Roth Open, IRA Traditional Open, and SEP. Average daily balance to avoid fee is $25.00. Compounded quarterly. Rates good through October 21st, 2026. |
Health Savings Account (HSA)
1.26%APY
Must be covered by a high-deductible health insurance plan, not enrolled in Medicare, and not eligible to be claimed as a dependent. Variable interest bearing account, interest compounded and paid quarterly. A monthly maintenance charge of $1.00 is imposed every quarter if average daily balance falls below $25.00. Excess transaction fee of $1.00 per debit over 18 per quarterly statement period.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Tier $.01-$9,999.99. Compounded quarterly. Rates good through October 21st, 2026. | 0.50% | — | Tier $.01-$9,999.99. Compounded quarterly. Rates good through October 21st, 2026. |
| $10,000 – $50,000Tier $10,000.00-$49,999.99. Compounded quarterly. Rates good through October 21st, 2026. | 1.26% | $126 | Tier $10,000.00-$49,999.99. Compounded quarterly. Rates good through October 21st, 2026. |
| $50,000 and upTier $50,000.00 and above. Compounded quarterly. Rates good through October 21st, 2026. | 1.51% | — | Tier $50,000.00 and above. Compounded quarterly. Rates good through October 21st, 2026. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.