Credit union · NCUA insured
Country Heritage Credit Union Auto Loan Rates
Country Heritage Credit Union auto loan rates start at 3.75% APR. Rates checked October 16, 2026.
How Country Heritage Credit Union’s auto loan rates compare
Compared with banks and credit unions near Niles, MI, where Country Heritage Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Country Heritage Credit Union
– –
- Terms
- —
- Up to
- —
- Discount
- —
No ongoing APR published
Lowest rate
Circle Federal Credit Union
4.25%APR
- Terms
- up to 84 months
- Up to
- 7.25% APR
- Discount
- None included
2nd-lowest rate
Credit Union 1
4.39%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Cars (2015 & 2014)
10% Down Payment; NO PROCESSING FEES ON AUTO LOANS! Membership eligibility requirements apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 3.90% | 10% Down Payment; NO PROCESSING FEES ON AUTO LOANS! |
| up to 48 months | 3.90% | 10% Down Payment; NO PROCESSING FEES ON AUTO LOANS! |
| up to 36 months | 3.75% | 10% Down Payment; NO PROCESSING FEES ON AUTO LOANS! |
Sources (2)
All captured Oct 7, 2026
Used Cars
85% of retail book or cost whichever is less; NO PROCESSING FEES ON AUTO LOANS! Membership eligibility requirements apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 54 months | 4.15% | Year 2014-2013; 85% of retail book or cost whichever is less; NO PROCESSING FEES ON AUTO LOANS! |
| up to 48 months | 4.50% | Year 2012; 85% of retail book or cost whichever is less; NO PROCESSING FEES ON AUTO LOANS! |
| up to 30 months | 4.80% | Year 2011; 85% of retail book or cost whichever is less; NO PROCESSING FEES ON AUTO LOANS! |
| up to 30 months | 4.90% | Year 2010; 85% of retail book or cost whichever is less; NO PROCESSING FEES ON AUTO LOANS! |
| up to 18 months | 4.90% | Year 2007-Older; 85% of retail book or cost whichever is less; NO PROCESSING FEES ON AUTO LOANS! |
Sources (2)
All captured Oct 7, 2026
Who can join Country Heritage Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.