Credit union · NCUA insured
Cornerstone Credit Union Auto Loan Rates
Cornerstone Credit Union auto loans start at 5.74% APR for a new vehicle and 7.24% for a used one. Rates checked October 16, 2026.
How Cornerstone Credit Union’s auto loan rates compare
Compared with banks and credit unions near Rockford, IL, where Cornerstone Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Cornerstone Credit Union
5.74%APR
- Terms
- up to 60 months
New/Used Cars, Trucks & Vans (2023-2024)
Lowest rate
Rock Valley Credit Union
3.49%APR
- Terms
- —
2nd-lowest rate
Illinois State Credit Union
4.24%APR
- Terms
- up to 66 months
Cornerstone Credit Union auto loan score
65
Auto loan score
Higher than 15% of U.S. banks and credit unions
- New vehicleNew5.74%
- Used vehicleUsed7.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Cornerstone Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Classic Cars
Please call for loan advances & terms. Rate available to highly qualified members. Other rates and terms may apply.
| Terms | APR | Conditions |
|---|---|---|
| — | 14.00% | Rate available to highly qualified members. Other rates and terms may apply. Payments based on $10,000 loan for 60 months ($232.68). Please call for loan advances & terms. |
Sources (1)
- cornerstonecu.org/rates · captured Oct 16, 2026
Classic Motorcycles
Please call for loan advances & terms. Rate available to highly qualified members. Other rates and terms may apply.
| Terms | APR | Conditions |
|---|---|---|
| — | 14.00% | Rate available to highly qualified members. Other rates and terms may apply. Payments based on $10,000 loan for 60 months ($235.33). Please call for loan advances & terms. |
Sources (1)
- cornerstonecu.org/rates · captured Oct 16, 2026
New Motorcycles, Snowmobiles & Jet Skis (2025, Newer or Untitled)
Rate available to highly qualified members. Existing loans financed by CCU do not apply. NO Rate Buy Downs on these rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 8.75% | Rate available to highly qualified members. Payments based on $20,000 loan ($412.74). Existing loans financed by CCU do not apply. NO Rate Buy Downs on these rates. |
| up to 72 months | 9.25% | Rate available to highly qualified members. Minimum loan required for this rate is $20,000. Payment of $360.00 based on $20,000 loan. Existing loans financed by CCU do not apply. NO Rate Buy Downs on these rates. |
Sources (1)
- cornerstonecu.org/rates · captured Oct 16, 2026
New/Used Cars, Trucks & Vans (2023-2024)
Rate available to highly qualified members. Terms require minimum amounts financed.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 5.20% | Rate available to highly qualified members. Payments based on $15,000 financed ($659.42). |
| up to 36 months | 5.20% | Rate available to highly qualified members. Payments based on $15,000 financed ($450.91). |
| up to 48 months | 5.74% | Rate available to highly qualified members. Payment of $233.66 based on $10,000 financed. |
| up to 60 months | 5.74% | Rate available to highly qualified members. Payment of $192.12 based on $10,000 financed. |
| up to 66 months | 6.24% | Rate available to highly qualified members. Payment of $179.39 based on $10,000 financed. |
Sources (1)
- cornerstonecu.org/rates · captured Oct 16, 2026
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled)
Rate available to highly qualified members.
| Terms | APR | Conditions |
|---|---|---|
| 24–36 months | 5.20% | Rate available to highly qualified members. Payments based on $15,000 loan ($659.42 for 24 months to $450.91 for 36 months). |
| up to 48 months | 5.74% | Rate available to highly qualified members. $10,000 minimum amount financed required. Payment of $233.66 based on $10,000 loan. |
| up to 60 months | 5.74% | Rate available to highly qualified members. $10,000 minimum amount financed required. Payment of $192.12 based on $10,000 loan. |
| up to 66 months | 6.24% | Rate available to highly qualified members. $10,000 minimum amount financed required. Payment of $179.39 based on $10,000 loan. |
| up to 72 months | 6.74% | Rate available to highly qualified members. $15,000 minimum amount financed required for 72-Month term. Payment of $253.87 based on $10,000 loan. |
| up to 84 months | 7.00% | Rate available to highly qualified members. $20,000 minimum amount financed required for up to a 84-Month term. Payment of $301.85 based on $10,000 loan. |
Sources (1)
- cornerstonecu.org/rates · captured Oct 16, 2026
Older Model Used Cars, Trucks & Vans (2013-2022)
Rate available to highly qualified members. Existing loans financed by CCU do not apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 6.99% | Model year 2019-2022. Minimum loan amount $7,500.00. Payment $179.56 based on minimum loan amount. Rate available to highly qualified members ONLY if loan set up with ACH/Auto Pay and e-Statements. Existing loans financed by CCU do not apply. |
| up to 60 months | 7.24% | Model year 2019-2022. Minimum loan amount $7,500.00. Payment $149.36 based on minimum loan amount. Rate available to highly qualified members ONLY if loan set up with ACH/Auto Pay and e-Statements. Existing loans financed by CCU do not apply. |
| up to 72 months | 7.49% | Model year 2019-2022. Minimum loan amount $7,500.00. Payment $129.64 based on minimum loan amount. Rate available to highly qualified members. Existing loans financed by CCU do not apply. |
| up to 48 months | 7.00% | Model year 2013-2018. Minimum loan amount $5,000. Payment $119.73 based on minimum loan amount. Rate available to highly qualified members ONLY if loan set up with ACH/Auto Pay and e-Statements. Existing loans financed by CCU do not apply. |
| up to 60 months | 7.25% | Model year 2013-2018. Minimum loan amount $5,000. Payment $99.60 based on minimum loan amount. Rate available to highly qualified members. Existing loans financed by CCU do not apply. |
Sources (1)
- cornerstonecu.org/rates · captured Oct 16, 2026
Used Motorcycles, Snowmobiles & Jet Skis (2018-2024)
Rate available to highly qualified members. Other rates and terms may apply. Existing loans financed by CCU do not apply. No Rate Buydowns.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 10.75% | Model year 2018-2024. Rate available to highly qualified members. Other rates and terms may apply. Payments based on $5,000 loan ($128.62). Existing loans financed by CCU do not apply. No Rate Buydowns. |
Sources (1)
- cornerstonecu.org/rates · captured Oct 16, 2026
Who can join Cornerstone Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.