Credit union · NCUA insured
Cooperative Federal Credit Union Savings Rates
Cooperative Federal Credit Union’s best savings rate is 0.25% APY on $10,000, with its Share Accounts. Rates checked October 16, 2026.
How Cooperative Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Monticello, NY, where Cooperative Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Cooperative Federal Credit Union
0.25%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $25
Share Accounts
Top rate
Wayne Bank
3.00%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $300
3rd-highest rate
Hudson Valley Credit Union
0.15%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $15
Cooperative Federal Credit Union savings score
73
Savings score
Higher than 33% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0002.02%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cooperative Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Accounts
0.25%APY
Interest paid monthly on your savings, day of deposit of withdrawal, minimum balance $25.00.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Current quarter rate | 0.10% | — | Current quarter rate |
| $10,000 – $50,000Current quarter rate | 0.25% | $25 | Current quarter rate |
| $50,000 and upCurrent quarter rate | 2.02% | — | Current quarter rate |
Who can join Cooperative Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.