Credit union · NCUA insured
Cooperative Extension Service Federal Credit Union Auto Loan Rates
Cooperative Extension Service Federal Credit Union auto loans start at 5.49% for a used one. Rates checked October 22, 2026.
How Cooperative Extension Service Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Little Rock, AR, where Cooperative Extension Service Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Cooperative Extension Service Federal Credit Union
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
Telcoe Federal Credit Union
3.74%APR
- Terms
- up to 84 months
- Discount
- None included
2nd-lowest rate
Orion Financial
3.95%APR
- Terms
- up to 84 months
- Discount
- Included in the rate
Cooperative Extension Service Federal Credit Union auto loan score
72
Auto loan score
Higher than 30% of U.S. banks and credit unions
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Cooperative Extension Service Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New/Used Vehicle Loan
Membership required. Rate based on TransUnion FICO 09 credit score of 720 or higher and a term of 36 months for current to 5 year old models. Valid for purchase and refinance (refinance valid for auto loans not currently financed with CESFCU). Full coverage insurance with max deductible of $1,000 required. Branded/salvaged titles not financed; rebuilt titles financed at 75% of NADA Clean Trade In value.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | Current to 5 Year Old Models. New vehicles are vehicles that have not previously been sold or titled. 4.99% APR shown based on TransUnion FICO 09 credit score of 720 or higher and term of 36 months. |
Older Model Vehicles
Membership required. Full coverage insurance with max deductible of $1,000 required. Branded/salvaged titles not financed; rebuilt titles financed at 75% of NADA Clean Trade In value. Refinance valid for auto loans not currently financed with CESFCU.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.49% | 6 Year Old to 10 Year Old Models. |
Who can join Cooperative Extension Service Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.