Bank · FDIC insured
Consumers National Bank Auto Loan Rates
Consumers National Bank auto loans start at 5.76% APR for a new vehicle and 5.76% for a used one. Rates checked October 16, 2026.
How Consumers National Bank’s auto loan rates compare
Compared with banks and credit unions near Canton, OH, where Consumers National Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Consumers National Bank
5.76%APR
- Terms
- 12–66 months
Auto Loans & Car Loans
Lowest rate
C1CU - Community One Credit Union
4.25%APR
- Terms
- up to 84 months
2nd-lowest rate
CSE Federal Credit Union
4.25%APR
- Terms
- up to 72 months
Consumers National Bank auto loan score
68
Auto loan score
Higher than 22% of U.S. banks and credit unions
- New vehicleNew5.76%
- Used vehicleUsed5.76%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Consumers National Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans & Car Loans
Financing for new and used cars and trucks, refinancing, and lease buyouts. Subject to application and credit approval. Annual percentage rates based on $35,000 amount financed, 750 credit score, 75% loan-to-value, 50,000 miles, and $250 processing fee for funded loans.
| Terms | APR | Conditions |
|---|---|---|
| 12–66 months | 5.76% | Model Year: 2025 - 2027. Rate as low as 5.49%, APR as low as 5.76%. Payment $619.99 for 66 months based on $35,000 amount financed, 750 credit score, 75% LTV, 50,000 miles, and $250 processing fee. |
| 67–78 months | 5.97% | Model Year: 2025 - 2027. Rate as low as 5.74%, APR as low as 5.97%. Payment $542.53 for 78 months based on $35,000 amount financed, 750 credit score, 75% LTV, 50,000 miles, and $250 processing fee. |
| 79–84 months | 6.21% | Model Year: 2025 - 2027. Rate as low as 5.99%, APR as low as 6.21%. Payment $514.78 for 84 months. 84-month term available on models 2025 and newer with a minimum amount financed of $20,000.00 and 700 or higher credit score. |
| 12–66 months | 6.01% | Model Year: 2022 - 2024. Rate as low as 5.74%, APR as low as 6.01%. Payment $624.09 for 66 months based on $35,000 amount financed, 750 credit score, 75% LTV, 50,000 miles, and $250 processing fee. |
| 67–78 months | 6.22% | Model Year: 2022 - 2024. Rate as low as 5.99%, APR as low as 6.22%. Payment $546.71 for 78 months based on $35,000 amount financed, 750 credit score, 75% LTV, 50,000 miles, and $250 processing fee. |
| 12–66 months | 6.51% | Model Year: 2019 - 2021. Rate as low as 6.24%, APR as low as 6.51%. Payment $632.35 for 66 months based on $35,000 amount financed, 750 credit score, 75% LTV, 50,000 miles, and $250 processing fee. |
| 12–54 months | 7.82% | Model Year: 2014 - 2018. Rate as low as 7.49%, APR as low as 7.82%. Payment $770.97 for 54 months based on $35,000 amount financed, 750 credit score, 75% LTV, 50,000 miles, and $250 processing fee. |
| 12–48 months | 9.11% | Model Year: 2013 and older. Rate as low as 8.74%, APR as low as 9.11%. Payment $872.85 for 48 months based on $35,000 amount financed, 750 credit score, 75% LTV, 50,000 miles, and $250 processing fee. |
Sources (1)
- consumers.bank/Personal/Loans-Credit/Auto-Loans · captured Oct 16, 2026
Auto Refinance Special
Refinance promotion with waived $250 processing fee and no payments for the first 90 days (interest accrues during deferment). Minimum refinance amount of $15,000 with a minimum term of 36 months. Existing Consumers National Bank auto loans are not eligible for the waived processing fee. Subject to standard underwriting and credit approval. Prepayment fee applies if paid in full early ($300 within 24 months; $150 after 24 months and before 75% of scheduled payments are due).
| Terms | APR | Conditions |
|---|---|---|
| 36+ months | 5.49% | Promotional rate as low as 5.49% APR for refinancing at least $15,000 with a minimum term of 36 months; waived $250 processing fee; no payments for first 90 days (interest accrues). |
Sources (1)
- consumers.bank/Auto-Refinance · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.