Credit union · NCUA insured
Conservation Employees Credit Union Savings Rates
Top CarrotConservation Employees Credit Union’s best savings rate is 0.50% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Conservation Employees Credit Union’s savings rates compare
Compared with banks and credit unions near Jefferson City, MO, where Conservation Employees Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Conservation Employees Credit Union
0.50%APY
- Minimum
- —
- Earns on $10,000 a year
- $50
Share Savings
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
MECE Credit Union
3.56%APY
- Minimum
- $2,000
- Earns on $10,000 a year
- $356
Conservation Employees Credit Union savings score
80
Savings score
Higher than 51% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Conservation Employees Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.50%APY
Requires a $10,000 minimum balance and allows three withdrawals per month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $9,999 | 0.50% | — |
| $10,000 – $24,999 | 0.50% | $50 |
| $25,000 – $74,999 | 0.70% | — |
| $75,000 – $99,999 | 0.85% | — |
| $100,000 – $249,999 | 1.00% | — |
| $250,000 – $499,999 | 2.15% | — |
| $500,000 and up | 2.70% | — |
Sources (2)
All captured Oct 5, 2026
Secondary Share Savings
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.50% | $50 |
Sources (2)
All captured Oct 5, 2026
Share Savings
0.50%APY
Minimum balance of $25. Higher interest rates based on average daily balance and posted monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum balance of $25.$25 and up | 0.50% | $50 | Minimum balance of $25. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
IRA Savings
4.18%APY
No minimum balance. Dividends applied monthly at the same rate as a 12-month Certificate, adjusting quarterly if necessary. Deposits and withdrawals comply with Federal Regulations. Can be managed via Traditional IRA, Roth IRA, or Education Savings Account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDeposits and withdrawals comply with Federal Regulations.Any balance | 4.18% | $418 | Deposits and withdrawals comply with Federal Regulations. |
Sources (2)
All captured Oct 5, 2026
Christmas Share Savings
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.50% | $50 |
Sources (1)
- cecuonline.org/Rates/Savings-Rates · captured Oct 5, 2026
Who can join Conservation Employees Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.