Bank · FDIC insured
Community State Bank
A $667.5M bank headquartered in Union Grove, WI, with 7 branches in Wisconsin. Best rates: CDs 2.88% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs622.88%for 3–8 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Community State Bank
Locally owned and operated since 1898, Community State Bank serves Kenosha, Racine, and Walworth counties in Southeast Wisconsin.
Founded in Union Grove as Bank of Union Grove, it incorporated as State Bank of Union Grove in 1903, became Community State Bank in 1983, and opened its current headquarters in 1996.
- Headquarters
- 1500 Main St, Union Grove, WI 53182
- FDIC certificate
- 9536 ↗
Branches
7 branches in Wisconsin
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Wisconsin
7 branches
Racine area · 4
- Community State BankMain office1500 Main St, Union Grove, WI 53182Directions
- Burlington Branch308 Bridge St, Burlington, WI 53105Directions
- Racine Branch8930 Washington Ave, Racine, WI 53406Directions
- Waterford Branch500 East Main Street, Waterford, WI 53185Directions
Kenosha area · 2
- Kenosha Branch8304 75th St, Kenosha, WI 53142Directions
- Salem Branch25360 75th St, Salem, WI 53168Directions
Whitewater area · 1
- Lake Geneva Branch200 Interchange N, Lake Geneva, WI 53147Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.62% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.28% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.40% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $59 | $81 | — |
- CapitalLeverage ratio9.62%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.28%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.40%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$59Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Community State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.