Bank · FDIC insured
Community Bank Delaware
A $443.6M bank headquartered in Lewes, DE, with 4 branches in Delaware. Best rates: savings 0.10% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: only special-purpose accounts (IRA, youth) are published. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs—3.92%CD rates →
- Savings650.25%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Community Bank Delaware
Founded in July 2006 by local business leaders, Community Bank Delaware was established to serve the needs of people in its community.
The bank serves clients throughout Sussex County with business and consumer banking products.
- Headquarters
- 16982 Kings Hwy, Lewes, DE 19958
- FDIC certificate
- 58311 ↗
Branches
4 branches in Delaware
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Delaware
4 branches
- Community Bank DelawareMain office16982 Kings Hwy, Lewes, DE 19958Directions
- Millsboro Branch24882 John J Williams Hwy, Millsboro, DE 19966Directions
- Rehoboth Gateway Branch30099 Veterans Way, Rehoboth Beach, DE 19971Directions
- Seaford Branch1023 W Stein Hwy, Seaford, DE 19973Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.58% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.24% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.52% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $97 | $81 | — |
- CapitalLeverage ratio8.58%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.24%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.52%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$97Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Community Bank Delaware are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.