Credit union · NCUA insured
Communities of Abilene Federal Credit Union CD Rates
Top CarrotCommunities of Abilene Federal Credit Union’s best CD rate is 3.00% APY on an 18-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Communities of Abilene Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Abilene, TX, where Communities of Abilene Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Communities of Abilene Federal Credit Union
3.00%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $453
Share Certificate
Top rate
UMB Bank
4.25%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $534
2nd-highest rate
University Credit Union
4.00%APY
- Term
- 5 months
- Minimum
- $500
- Earns on $10,000
- $165
Communities of Abilene Federal Credit Union CD score
64
CD score
Higher than 11% of U.S. banks and credit unions
- 3–8 months3–8 mo1.16%
- 9–15 months9–15 mo1.23%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo1.46%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Communities of Abilene Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.00%APY · 9 terms
Dividends calculated by applying a daily periodic rate to the daily balance; paid monthly. Penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.10% | $27 |
| 6 months | 1.16% | $58 |
| 12 months | 1.20% | $120 |
| 13 months | 1.23% | $134 |
| 18 months | 3.00% | $453 |
| 24 monthsPlus certificate with one-time rate bump up option | 1.31% | $263 |
| 36 months | 1.36% | $413 |
| 48 months | 1.41% | $576 |
| 60 months | 1.46% | $752 |
Special-purpose accounts
IRA Certificate
Up to 3.00%APY · 7 terms
All certificate products available as IRA excluding 3-Month and 13-Month certificates. Dividends paid monthly. Penalty may be imposed for withdrawals before maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 1.16% | $58 |
| 12 months | 1.20% | $120 |
| 18 months | 3.00% | $453 |
| 24 monthsPlus certificate with one-time rate bump up option | 1.31% | $263 |
| 36 months | 1.36% | $413 |
| 48 months | 1.41% | $576 |
| 60 months | 1.46% | $752 |
Sources (2)
All captured Sep 17, 2026
Who can join Communities of Abilene Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in Taylor, Fisher, Jones, Shackelford, Nolan, Callahan, Eastland, Coleman, Runnels, or Coke counties are eligible for membership.
Cost to join
- Opening a Primary Share account requires a minimum deposit of $25.
Membership information collected October 5, 2026.