Credit union · NCUA insured
CommonWealth Central Credit Union Credit Card Rates
CommonWealth Central Credit Union credit cards start at 13.65% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How CommonWealth Central Credit Union’s credit card rates compare
Compared with banks and credit unions near San Jose, CA, where CommonWealth Central Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
CommonWealth Central Credit Union
13.65%APR
- Up to
- 26.65% APR
Passport Visa Platinum
Lowest rate
Star One Credit Union
8.75%APR
- Up to
- —
2nd-lowest rate
F3 Credit Union
8.99%APR
- Up to
- —
CommonWealth Central Credit Union credit card score
65
Credit card score
Higher than 14% of U.S. banks and credit unions
- Purchase APRPurchase APR13.65%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where CommonWealth Central Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Back Visa Platinum
Rates variable based on prime rate and creditworthiness. Credit limits from $500 to $50,000. No annual fee. 3% balance transfer fee applies. Earns 1% cash back on all purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.65%–26.65% | None | Variable APR for purchases based on creditworthiness and prime rate. Earn 1% cash back on all purchases. |
Sources (3)
- wealthcu.org/credit-card-rates
- wealthcu.org/visa-credit-cards
- wealthcu.org/cash-back-platinum-visa-credit-card
All captured Oct 16, 2026
Passport Visa Platinum
Rates variable based on prime rate and creditworthiness. Credit limits from $500 to $50,000. No annual fee. 3% balance transfer fee applies.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.65%–26.65% | None | Variable APR applies to purchases, balance transfers, and cash advances. 3% balance transfer fee applies. |
Sources (3)
- wealthcu.org/credit-card-rates
- wealthcu.org/passport-visa-platinum-credit-card
- wealthcu.org/visa-credit-cards
All captured Oct 16, 2026
Secured Visa Platinum
Variable APR. Funds pledged and held in a share account (Regular Shares account). Credit limits from $500 to $2,500. No annual fee. 3% balance transfer fee applies.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.25% | None | Variable APR for purchases. Funds pledged and held in Regular Shares account. |
Sources (3)
- wealthcu.org/credit-card-rates
- wealthcu.org/visa-credit-cards
- wealthcu.org/visa-platinum-secured-credit-card
All captured Oct 16, 2026
Who can join CommonWealth Central Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.