Credit union · NCUA insured
Common Trust FCU Credit Card Rates
Common Trust FCU credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Common Trust FCU’s credit card rates compare
Compared with banks and credit unions near Boston, MA-NH, where Common Trust FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Common Trust FCU
9.90%APR
- Up to
- —
Mastercard Credit Card
Lowest rate
Albright Credit Union
7.99%APR
- Up to
- 17.99% APR
2nd-lowest rate
Beverly Municipal Federal Credit Union
7.99%APR
- Up to
- —
Common Trust FCU credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Common Trust FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mastercard Credit Card
Revolving line of credit loan requiring interest to be paid on unpaid balance. Requires opening a Share Account to join Common Trust FCU.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Term is Revolving. Actual APR based on credit history and term. No application fee. 25-day grace period on purchases. |
Who can join Common Trust FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, worships, regularly conducts business in, or attends school in, as well as businesses and other legal entities located in, a contiguous portion of Middlesex County consisting of Arlington, Bedford, Belmont, Burlington, Concord, Lexington, Lincoln, Medford, Melrose, Natick, Needham, Newton, North Reading, Reading, Somerville, Stoneham, Tewksbury, Wakefield, Waltham, Watertown, Wellesley, Weston, Wilmington, Winchester, and Woburn, Massachusetts.
Cost to join
- A $15 share deposit in a Share Account is required to establish membership.
Membership information collected October 5, 2026.