Bank · FDIC insured
Commercial Bank (Parsons)
A $382.2M bank headquartered in Parsons, KS, with 8 branches in Kansas.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: no accounts of this kind found on its website. Savings: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings—0.75%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Commercial Bank (Parsons)
Founded and chartered in 1874 as Parsons Savings Bank, the institution adopted the name Parsons Commercial Bank in 1878 before renaming to Commercial Bank in 1990.
Serving Southeast Kansas, Commercial Bank merged State Bank of Parsons in 1985 and acquired First National Bank of Oswego in 1989.
The bank purchased Mid-America Federal Savings & Loan and Peoples Savings & Loan in 1990, and later acquired three Bank of America branches in 2014.
- Headquarters
- 1901 Main St, Parsons, KS 67357
- FDIC certificate
- 11777 ↗
Branches
8 branches in Kansas
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Kansas
8 branches
Parsons area · 3
- Commercial BankMain office1901 Main St, Parsons, KS 67357Directions
- Parsons Down Town Branch1821 Main St, Parsons, KS 67357Directions
- Parsons West Branch2227 Main St, Parsons, KS 67357Directions
Chanute area · 1
- Chanute Branch1315 S Santa Fe Ave, Chanute, KS 66720Directions
Coffeyville area · 1
- Coffeyville Branch105 E 9th St, Coffeyville, KS 67337Directions
Erie area · 1
- Erie Branch222 S Main St, Erie, KS 66733Directions
Independence area · 1
- Independence Branch501 N Penn Ave, Independence, KS 67301Directions
Oswego area · 1
- Oswego Branch501 Commercial St, Oswego, KS 67356Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.33% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.72% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.82% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $49 | $81 | — |
- CapitalLeverage ratio8.33%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.72%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.82%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$49Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Commercial Bank (Parsons) are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.