Credit union · NCUA insured
College and University Credit Union Auto Loan Rates
College and University Credit Union auto loan rates start at 3.95% APR. Rates checked October 16, 2026.
How College and University Credit Union’s auto loan rates compare
Compared with banks and credit unions in Illinois, where College and University Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
College and University Credit Union
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
Bloomington Municipal Credit Union
3.29%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
2nd-lowest rate
Credit Union For All
3.32%APR
- Terms
- up to 60 months
- Discount
- None included
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Automobile Loans
Consumer automobile loans; simple interest on declining balance; no application fees; no penalty for early payoff. Current-rate schedule on rates page not published (files coming soon).
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 3.95% | New-car purchase; borrow up to $40,000 for up to 60 months; rates as low as 3.95%. |
| up to 48 months | 4.95% | Used-car loans up to 48 months; rates as low as 4.95%. |
Who can join College and University Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.