Credit union · NCUA insured
Cochise Credit Union Credit Card Rates
Top CarrotCochise Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Cochise Credit Union’s credit card rates compare
Compared with banks and credit unions near Sierra Vista, AZ, where Cochise Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Cochise Credit Union
9.90%APR
- Up to
- 16.90% APR
Visa Credit Card
2nd-lowest rate
Navy Federal Credit Union
10.24%APR
- Up to
- 18.00% APR
3rd-lowest rate
Armed Forces Bank
11.75%APR
- Up to
- —
Cochise Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Cochise Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Secured Visa Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Revolving terms. Your interest rate may be higher or lower depending on your credit history and other deciding factors. |
Sources (1)
- cochisecu.com/loans.html · captured Oct 7, 2026
Visa Credit Card
No annual fee. 25-day grace period on purchases. No penalty rates. No charge for balance transfers.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90%–16.90% | None | Revolving terms. Your interest rate may be higher or lower depending on your credit history and other deciding factors. |
Who can join Cochise Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals residing or working in zip codes 85643, 85644, 85625, 85605, 85606, and 85632 are eligible for membership.
Employers and groups
- Employees of Sulphur Springs Valley Electric Cooperative (SSVEC), Arizona Electric Power Cooperative (AEPCO), Sierra Southwest Cooperative Services, and Valley Telecom Group are eligible for membership.
Family and household
- Immediate family members of employees of Sulphur Springs Valley Electric Cooperative (SSVEC), Arizona Electric Power Cooperative (AEPCO), Sierra Southwest Cooperative Services, and Valley Telecom Group are eligible for membership.
- Immediate family members of individuals residing or working in zip codes 85643, 85644, 85625, 85605, 85606, and 85632 are eligible for membership.
Cost to join
- Open a Share Account with a deposit of $25 and maintain a balance of at least $25 at all times.
Membership information collected October 4, 2026.