Co-op Credit Union Credit Card Rates

How Co-op Credit Union’s credit card rates compare

Compared with banks and credit unions near Willmar, MN, where Co-op Credit Union has the most branches. Ongoing purchase APR, lowest first.

Credit card score

Higher than 1% of U.S. banks and credit unions

By rate

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

Where Co-op Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Normal Credit Union Lending Guidelines apply.

Applies to	APR	Annual fee	Conditions
Ongoing	18.00%	None	Variable APR calculated as Prime rate plus 12%. Prime is the prime rate published in The Wall Street Journal Money Rates table on the third Monday of each month prior to the month in which the billing date occurs. All rates subject to change without notice.

Sources (1)

This may be incomplete or out of date, so check with the credit union before you apply.

Persons who live, work, worship or attend school in, and businesses and other legal entities located within Swift, Lac qui Parle, Chippewa, Renville, Yellow Medicine, Lincoln and Lyon counties in Minnesota are eligible for membership.

Employees of the Co-op Credit Union of Montevideo are eligible for membership.
Members, shareholders, or employees of Farmers Co-op Oil Company, Clara City are eligible for membership.
Members, shareholders, or employees of Farmers Union Oil Company of Montevideo are eligible for membership.
Members, shareholders, or employees of Minnesota Valley Co-op Light & Power Association are eligible for membership.

Spouses of regularly qualified members, blood or adoptive relatives of either of them, and their spouses are eligible for membership.

Membership information collected October 4, 2026.