Credit union · NCUA insured
Clifty Creek Employees Federal Credit Union
A $16.2M credit union headquartered in Madison, IN, with 1,237 members and 1 branch in Indiana.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Clifty Creek Employees Federal Credit Union
Clifty Creek Employees Credit Union is located in Madison, Indiana.
- Headquarters
- 220 Clifty Dr Ste H, Madison, IN 47250-1669
- NCUA charter
- 12152
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the Clifty Creek Power Plant and contracted employees who have worked for a consecutive six months at the Clifty Creek Plant are eligible for membership.
- OVEC (Ohio Valley Electric Company) employees whose work assignment is or was at the Clifty Creek Plant are eligible for membership.
Family and household
- Family members (spouses, children, step-children, grandchildren, step-grandchildren, parents, siblings, and step-siblings) of eligible employees are eligible for membership.
Cost to join
- There is a one-time membership fee of $0.25.
Branches
1 branch in Indiana
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Indiana
1 branch
- MainMain office220 Clifty Dr Ste H, Madison, IN 47250Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.95% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.93% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $69 | $59 | — |
- CapitalNet worth ratio16.95%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.93%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$69Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Clifty Creek Employees Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.