Bank · FDIC insured
Cleveland State Bank
A $246.5M bank headquartered in Cleveland, WI, with 3 branches in Wisconsin. Best rates: savings 0.10% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- Savings640.10%at $1,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Cleveland State Bank
In early 1907, a group of Cleveland area citizens founded Cleveland State Bank with initial quarters located in an old saloon.
The bank operates three locations to serve its clients.
- Headquarters
- 1250 W Washington Ave, Cleveland, WI 53015
- FDIC certificate
- 9517 ↗
Branches
3 branches in Wisconsin
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Wisconsin
3 branches
Sheboygan area · 2
- Elkhart Lake Branch184 N Lincoln St, Elkhart Lake, WI 53020Directions
- Howards Grove Branch502 S Wisconsin Dr, Howards Grove, WI 53083Directions
Manitowoc area · 1
- Cleveland State BankMain office1250 W Washington Ave, Cleveland, WI 53015Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.16% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.30% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.11% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $77 | $81 | — |
- CapitalLeverage ratio9.16%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.30%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.11%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$77Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Cleveland State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.