Bank · FDIC insured
City Bank Credit Card Rates
City Bank credit card rates start at 12.74% APR. Rates checked October 16, 2026.
How City Bank’s credit card rates compare
Compared with banks and credit unions near Lubbock, TX, where City Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
City Bank
– –
No ongoing APR published
Lowest rate
Complex Community Federal Credit Union
6.90%APR
2nd-lowest rate
First Basin Credit Union
9.90%APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum
Introductory offer of 0% APR on purchases and balance transfers for 6 months. After that, the variable APR will be 12.74% to 20.74% APR based on creditworthiness. A Balance Transfer fee of 3% or $10, whichever is greater, will apply to each balance transfer. Subject to Credit Approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory offer of 0% APR on purchases and balance transfers for 6 months. |
| Ongoing | 12.74%–20.74% | None | Variable APR of 12.74% to 20.74% based on creditworthiness after the 6-month introductory period. |
Sources (1)
- city.bank/bank/credit-cards · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.