Bank · FDIC insured
City Bank & Trust Company
A $382M bank headquartered in Natchitoches, LA, with 7 branches in Louisiana.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Savings: only special-purpose accounts (IRA, youth) are published. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings—0.00%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About City Bank & Trust Company
City Bank & Trust Company is headquartered in Natchitoches, Louisiana, where it was organized in 1933.
Formed as the successor to Merchants & Farmers Bank, its depositors became stockholders upon reorganization.
- Headquarters
- 146 Saint Denis St, Natchitoches, LA 71457
- FDIC certificate
- 12608 ↗
Branches
7 branches in Louisiana
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Louisiana
7 branches
Natchitoches area · 3
- City Bank & Trust Co.Main office146 Saint Denis St, Natchitoches, LA 71457Directions
- Keyser Avenue Branch430 Keyser Ave, Natchitoches, LA 71457Directions
- University Branch600 College Avenue, Natchitoches, LA 71457Directions
Bossier City area · 1
- Bossier Branch4630 East Texas Street, Bossier City, LA 71111Directions
Campti area · 1
- Campti Branch3180 Highway 71, Campti, LA 71411Directions
Many area · 1
- Many Branch315 San Antonio Ave, Many, LA 71449Directions
Shreveport area · 1
- Shreveport Branch8989 Ellerbe Rd, Shreveport, LA 71106Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.35% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.64% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $72 | $81 | — |
- CapitalLeverage ratio11.35%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.64%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$72Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of City Bank & Trust Company are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.