Credit union · NCUA insured
City & County Credit Union Credit Card Rates
City & County Credit Union credit cards start at 11.75% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How City & County Credit Union’s credit card rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where City & County Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
City & County Credit Union
11.75%APR
- Up to
- 18.00% APR
Platinum Credit Card
Lowest rate
NSP Credit Union
7.90%APR
- Up to
- —
2nd-lowest rate
Pipefitters Steamfitters Credit Union
8.75%APR
- Up to
- —
City & County Credit Union credit card score
74
Credit card score
Higher than 37% of U.S. banks and credit unions
- Purchase APRPurchase APR11.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where City & County Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Credit Card
Must be a credit union member. Rates based on creditworthiness, collateral, and loan terms; variable APR not to exceed 18.00% APR.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.75%–18.00% | None | Variable APR for purchases based on creditworthiness, not to exceed 18.00%. $0 balance transfer fee. |
Platinum Rewards Credit Card
Must be a credit union member. 1% cash back on net purchases credited yearly to Share Account. Rates based on creditworthiness, collateral, and loan terms; variable APR not to exceed 18.00% APR.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.00%–18.00% | None | Variable APR for purchases based on creditworthiness, not to exceed 18.00%. 1% cash back on all purchases. $0 balance transfer fee. |
Share Secured Platinum
Must be a credit union member. Secured by savings. Rates and terms subject to approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Secured by savings account. APR for purchases. $0 balance transfer fee. |
Who can join City & County Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, worship, or learn in eligible Minnesota counties (Anoka, Carver, Chisago, Dakota, Hennepin, McLeod, Meeker, Ramsey, Scott, Sherburne, Sibley, Washington, Wright) or Wisconsin counties (Pierce, St. Croix), or who have an immediate family member who does.
Employers and groups
- Eligibility is open nationwide to employees or retirees of General Mills, Inc., or their immediate family members.
Military, government and schools
- Eligibility is open to employees of the City of Saint Paul and Ramsey County.
Family and household
- Eligibility is open to individuals who have an immediate family member who is a current City & County Credit Union member or who live with someone that is a current member.
Membership information collected October 4, 2026.