Bank · FDIC insured
Citizens National Bank
A $2B bank headquartered in Sevierville, TN, with 21 branches in Tennessee.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Citizens National Bank
Founded in 1973, Citizens National Bank serves East Tennessee.
The bank is headquartered in Sevierville, Tennessee, at 200 Forks of the River Parkway.
- Headquarters
- 200 Forks Of The River Pkwy, Sevierville, TN 37862
- FDIC certificate
- 20954 ↗
Branches
21 branches in Tennessee
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Tennessee
21 branches
Sevierville area · 15
- Citizens National BankMain office200 Forks Of The River Pkwy, Sevierville, TN 37862Directions
- Downtown Gatlinburg Branch110 Cherokee Orchard Rd, Gatlinburg, TN 37738Directions
- Gatlinburg Branch906 E Parkway, Gatlinburg, TN 37738Directions
- Kodak Branch3014 Winfield Dunn Pkwy, Kodak, TN 37764Directions
- Kodak Food City Branch2946 Winfield Dunn Pkwy, Kodak, TN 37764Directions
- Pigeon Forge Branch2661 Parkway, Pigeon Forge, TN 37863Directions
- Pigeon Forge Kroger Branch220 Wears Valley Rd, Pigeon Forge, TN 37863Directions
- Teaster Lane Food City Branch3064 Teaster Ln, Pigeon Forge, TN 37863Directions
- Dolly Parton Parkway Branch801 Dolly Parton Pkwy, Sevierville, TN 37862Directions
- New Center Food City2339 Newport Hwy, Sevierville, TN 37876Directions
- Newport Hwy At 416 Branch305 New Riverside Dr, Sevierville, TN 37862Directions
- Sevierville Food City Branch741 Dolly Parton Pkwy, Sevierville, TN 37862Directions
- Sevierville Kroger Branch706 Winfield Dunn Pkwy, Sevierville, TN 37876Directions
- Seymour Kroger Branch10721 Chapman Hwy, Seymour, TN 37865Directions
- Seymour Office Branch10641 Chapman Hwy, Seymour, TN 37865Directions
Morristown area · 4
- Dandridge Branch720 Highway 92 S, Dandridge, TN 37725Directions
- Jefferson City Traditional Branch156 E Broadway Blvd, Jefferson City, TN 37760Directions
- Merchants Greene Branch4320 Evan Greene Plz, Morristown, TN 37814Directions
- White Pine Branch2002 Walnut St, White Pine, TN 37890Directions
Athens area · 1
- Athens - Decatur Pike Branch1305 Decatur Pike, Athens, TN 37303Directions
Knoxville area · 1
- Strawberry Plains Branch813 Huckleberry Ln, Knoxville, TN 37924Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.17% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.04% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 2.00% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $76 | $88 | — |
- CapitalLeverage ratio11.17%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.04%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets2.00%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$76Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Citizens National Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.