Bank · FDIC insured
Citizens National Bank Credit Card Rates
Citizens National Bank credit card rates start at 11.75% APR. Rates checked October 16, 2026.
How Citizens National Bank’s credit card rates compare
Compared with banks and credit unions in Ohio, where Citizens National Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Citizens National Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Quest Federal Credit Union
5.99%APR
- Up to
- —
2nd-lowest rate
Firefighters & Company Federal Credit Union
6.99%APR
- Up to
- 15.99% APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Visa Credit Card
Credit cards are only available for current CNB customers with a deposit or loan account. Additional financial information may be required prior to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.75% | None | Variable APR for purchases, balance transfers, and cash advances determined by adding a regular margin of 5.00% to the Prime Rate. Minimum interest charge is $1.00. |
Sources (2)
- cnbohio.com/personal/other-products-services/credit-card
- cnbohio.com/about/policies-agr…a-credit-card-disclosure
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.