Bank · FDIC insured
Citizens First Bank Savings Rates
A $344.5M bank headquartered in Viroqua, WI, with 6 branches in Wisconsin.
How Citizens First Bank’s savings rates compare
Compared with banks and credit unions in Wisconsin, where Citizens First Bank has the most branches. $10,000, best rate first.
This bank’s best
Citizens First Bank
2.28%APY
- Requires
- Conditions apply
- Minimum
- $25,000
- Earns on $10,000 a year
- —
Money Market Account
Top rate
Marshfield Medical Center Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $5
- Earns on $10,000 a year
- $500
2nd-highest rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
Up to 4.09%APY
Introductory APY applies for the first 6 months from account opening on new money only (funds not currently on deposit or withdrawn within past 30 days). After the introductory period, standard variable rates apply. No monthly maintenance fee with qualifying balance. Limited to 6 withdrawals or transfers per month (in-person unlimited).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 – $500,000Introductory APY for first 6 months on new money deposits of $25,000 or more; minimum balance to earn APY is $25,000. | 2.28% | — | Introductory APY for first 6 months on new money deposits of $25,000 or more; minimum balance to earn APY is $25,000. |
| $500,000 – $1,500,000Introductory APY for first 6 months on new money deposits of $25,000 or more; minimum balance to earn APY is $25,000. | 3.57% | — | Introductory APY for first 6 months on new money deposits of $25,000 or more; minimum balance to earn APY is $25,000. |
| $1,500,000 and upIntroductory APY for first 6 months on new money deposits of $25,000 or more; minimum balance to earn APY is $25,000. | 4.09% | — | Introductory APY for first 6 months on new money deposits of $25,000 or more; minimum balance to earn APY is $25,000. |
Sources (1)
- citizensfirstbank.net/personal…ing-savings/money-market · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.