Bank · FDIC insured
Citizens Bank & Trust Company
A $159.6M bank headquartered in Vivian, LA, with 6 branches in Louisiana.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Savings: only special-purpose accounts (IRA, youth) are published. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings—0.00%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Citizens Bank & Trust Company
Citizens Bank & Trust Company serves Caddo and Bossier Parishes.
- Headquarters
- 120 W Arkansas Ave, Vivian, LA 71082
- FDIC certificate
- 19744 ↗
Branches
6 branches in Louisiana
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Louisiana
6 branches
Shreveport area · 2
- Northwood Branch5755 N Market St, Shreveport, LA 71107Directions
- Shreveport Branch6330 Youree Dr, Shreveport, LA 71105Directions
Vivian area · 1
- Citizens Bank & Trust Company of Vivian, LouisianaMain office120 W Arkansas Ave, Vivian, LA 71082Directions
Benton area · 1
- Benton Branch623 Kingston Road, Benton, LA 71006Directions
Haughton area · 1
- Haughton Branch4699 Highway 80, Haughton, LA 71037Directions
Oil City area · 1
- Oil City Branch110 Highway 1, Oil City, LA 71061Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.31% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.87% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.52% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $47 | $81 | — |
- CapitalLeverage ratio10.31%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.87%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.52%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$47Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Citizens Bank & Trust Company are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.