Bank · FDIC insured
Citizens Alliance Bank Savings Rates
A $1.4B bank headquartered in Clara City, MN, with 19 branches in 2 states.
How Citizens Alliance Bank’s savings rates compare
Compared with banks and credit unions in Minnesota, where Citizens Alliance Bank has the most branches. $10,000, best rate first.
This bank’s best
Citizens Alliance Bank
2.70%APY
- Minimum
- $100,000
- Earns on $10,000 a year
- —
High Yield Money Market Savings
Top rate
Mid Minnesota Federal Credit Union
5.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
VisionBank
3.76%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $376
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High Yield Money Market Savings
Up to 3.45%APY
Minimum opening deposit is $100,000.00. Valid with $100,000.00 of money not already on deposit required to enter this product. Rates are variable and subject to change.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100,000 – $250,000Valid with $100,000.00 of money not already on deposit required to enter this product. Daily balance calculation. | 2.70% | — | Valid with $100,000.00 of money not already on deposit required to enter this product. Daily balance calculation. |
| $250,000 – $500,000Valid with $100,000.00 of money not already on deposit required to enter this product. Daily balance calculation. | 2.90% | — | Valid with $100,000.00 of money not already on deposit required to enter this product. Daily balance calculation. |
| $500,000 – $1,000,000Valid with $100,000.00 of money not already on deposit required to enter this product. Daily balance calculation. | 3.10% | — | Valid with $100,000.00 of money not already on deposit required to enter this product. Daily balance calculation. |
| $1,000,000 – $2,500,000Valid with $100,000.00 of money not already on deposit required to enter this product. Daily balance calculation. | 3.25% | — | Valid with $100,000.00 of money not already on deposit required to enter this product. Daily balance calculation. |
| $2,500,000 and upValid with $100,000.00 of money not already on deposit required to enter this product. Daily balance calculation. | 3.45% | — | Valid with $100,000.00 of money not already on deposit required to enter this product. Daily balance calculation. |
Sources (1)
- citizensalliancebank.com/consumer/accounts · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.