Bank · FDIC insured
ChoiceOne Bank
A $4.5B bank, the 307th largest of 4,207, headquartered in Sparta, MI, with 49 branches in Michigan.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About ChoiceOne Bank
- Headquarters
- 109 E Division St, Sparta, MI 49345
- FDIC certificate
- 1014 ↗
Branches
49 branches in Michigan
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Michigan
49 branches
Detroit area · 14
- Almont Branch5515 Van Dyke Rd, Almont, MI 48003Directions
- Armada Branch72890 North Ave, Armada, MI 48005Directions
- Attica Branch4515 Imlay City Rd, Attica, MI 48412Directions
- Brighton Branch134 N 1st St, Brighton, MI 48116Directions
- Capac Branch206 N Main St, Capac, MI 48014Directions
- Deerfield Branch30 West Burnside Road (m-24), Fostoria, MI 48435Directions
- Imlay City Branch1875 S Cedar St, Imlay City, MI 48444Directions
- Elba Branch5508 Davison Rd, Lapeer, MI 48446Directions
- Lapeer Branch83 W Nepessing St, Lapeer, MI 48446Directions
- Southgate Branch637 S Main St, Lapeer, MI 48446Directions
- Memphis Branch81111 Main St, Memphis, MI 48041Directions
- Metamora Branch950 W Dryden Rd, Metamora, MI 48455Directions
- Grange Hall Road Branch4043 Grange Hall Road, Village Of Holly, MI 48442Directions
- Yale Branch3 N Main St, Yale, MI 48097Directions
Grand Rapids area · 10
- ChoiceOne BankMain office109 E Division St, Sparta, MI 49345Directions
- Cedar Springs Branch4170 17 Mile Rd Ne, Cedar Springs, MI 49319Directions
- Alpine Branch5050 Alpine Ave Nw, Comstock Park, MI 49321Directions
- Coopersville Branch661 W Randall St, Coopersville, MI 49404Directions
- Grand Haven Branch1120 S Beacon Blvd, Grand Haven, MI 49417Directions
- Grand Rapids - Market330 Market Ave Sw, Grand Rapids, MI 49503Directions
- Kent City Branch450 W Muskegon St, Kent City, MI 49330Directions
- Northstar Cinema Atm Branch11699 Northland Dr Ne, Rockford, MI 49341Directions
- Rockford - Division Office590 E Division St, Rockford, MI 49341Directions
- Appletree Branch416 West Division Street, Sparta, MI 49345Directions
Flint area · 8
- 15095 Silver Parkway Branch15095 Silver Pkwy, Fenton, MI 48430Directions
- Silver Parkway Branch18005 Silver Pkwy, Fenton, MI 48430Directions
- The State Bank Branch175 N Leroy St, Fenton, MI 48430Directions
- 615 S. Saginaw Street Branch615 S. Saginaw Street, Flint, MI 48502Directions
- Grand Blanc North Branch1401 E Hill Rd, Grand Blanc, MI 48439Directions
- Saginaw St. Grand Blanc7606 S Saginaw St, Grand Blanc, MI 48439Directions
- Linden Branch107 North Main Street, Linden, MI 48451Directions
- Montrose Branch201 W State St, Montrose, MI 48457Directions
Saginaw area · 5
- Birch Run Branch8412 Main St, Birch Run, MI 48415Directions
- Chesaning Township Branch12771 Brady Rd, Chesaning, MI 48616Directions
- Saginaw Branch218 S Washington Ave, Saginaw, MI 48607Directions
- Thomas Twp. Branch7590 Gratiot Rd, Saginaw, MI 48609Directions
- Community State Branch207 S Saginaw St, St. Charles, MI 48655Directions
Muskegon area · 5
- Egelston Branch5475 E Apple Ave, Muskegon, MI 49442Directions
- Harvey Street Branch5797 Harvey St, Muskegon, MI 49444Directions
- Norton Shores Branch1030 W Norton Ave, Muskegon, MI 49441Directions
- North Muskegon Branch180 N Causeway St, North Muskegon, MI 49445Directions
- Ravenna Branch3069 S Slocum Rd, Ravenna, MI 49451Directions
Jackson area · 3
- Grass Lake Branch12005 E Michigan Ave, Grass Lake, MI 49240Directions
- Fsb Of Munith Mo Branch201 N Main St, Munith, MI 49259Directions
- Stockbridge Branch5101 S M 106, Stockbridge, MI 49285Directions
Fremont area · 1
- Fremont Branch1423 W Main St, Fremont, MI 49412Directions
Grant area · 1
- Grant Branch10 W Main St, Grant, MI 49327Directions
Owosso area · 1
- New Lothrop Branch9380 Genesee St, New Lothrop, MI 48460Directions
Newaygo area · 1
- Newaygo Branch246 W River Valley Dr, Newaygo, MI 49337Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.30% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.00% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.24% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $85 | $88 | — |
- CapitalLeverage ratio9.30%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.00%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.24%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$85Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of ChoiceOne Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.