Credit union · NCUA insured
Chocolate Bayou Community Federal Credit Union Credit Card Rates
Top CarrotChocolate Bayou Community Federal Credit Union credit cards start at 9.18% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Chocolate Bayou Community Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Houston, TX, where Chocolate Bayou Community Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Chocolate Bayou Community Federal Credit Union
9.18%APR
- Annual fee
- None
Credit Cards
Lowest rate
Harris County Federal Credit Union
5.90%APR
- Annual fee
- None
2nd-lowest rate
Houston Federal Credit Union
7.00%APR
- Annual fee
- $50
Chocolate Bayou Community Federal Credit Union credit card score
88
Credit card score
Higher than 81% of U.S. banks and credit unions
- Purchase APRPurchase APR9.18%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Chocolate Bayou Community Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Cards
Limits up to $10,000. No application fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.18% | None | Rates from / APR as low as 9.18%; No Annual Fee; limits up to $10,000. Rates and terms vary and are based on credit score and collateral. |
Who can join Chocolate Bayou Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in Brazoria County are eligible for membership.
Employers and groups
- Employees of Monsanto Chemical Company, Conoco, and Alvin Community College have gained membership eligibility as service groups.
Membership information collected October 5, 2026.