Credit union · NCUA insured
Chicago Area Office Federal Credit Union Auto Loan Rates
Chicago Area Office Federal Credit Union auto loans start at 5.99% for a used one. Rates checked October 16, 2026.
How Chicago Area Office Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Chicago Area Office Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Chicago Area Office Federal Credit Union
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
Rock Valley Credit Union
3.49%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Chicago Area Office Federal Credit Union auto loan score
66
Auto loan score
Higher than 15% of U.S. banks and credit unions
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Chicago Area Office Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Used cars
Up to 6 years from the current year
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.99% | Up to 6 years from the current year |
Sources (1)
- chicagoareafcu.org · captured Oct 7, 2026
Who can join Chicago Area Office Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.