Credit union · NCUA insured
Chattahoochee Federal Credit Union Savings Rates
Chattahoochee Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Regular Share Savings Account. Rates checked October 22, 2026.
How Chattahoochee Federal Credit Union’s savings rates compare
Compared with banks and credit unions near LaGrange, GA-AL, where Chattahoochee Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Chattahoochee Federal Credit Union
0.10%APY
- Minimum
- $5
- Earns on $10,000 a year
- $10
Regular Share Savings Account
Top rate
Alabama ONE
1.00%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $100
2nd-highest rate
The Southern Credit Union
0.35%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $35
Chattahoochee Federal Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Chattahoochee Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Savings Account
0.10%APY
Primary savings account required for initial membership. Two free withdrawals per calendar month. Interest paid quarterly on average daily balance. Account transfer limitations apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance of $5.00 required to avoid a service fee and earn stated APY. Dividends compounded and credited quarterly.$5 and up | 0.10% | $10 | Minimum balance of $5.00 required to avoid a service fee and earn stated APY. Dividends compounded and credited quarterly. |
Special-purpose accounts
IRA Share Savings Account
0.35%APY
Open account with no maturity dates; available as Traditional or Roth IRA. Allows payroll deductions. No withdrawal fees, though IRS taxes and penalties may apply. Interest paid quarterly on average daily balance. Account transfer limitations apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance of $5.00 required to avoid a service fee and earn stated APY. Dividends compounded and credited quarterly.$5 and up | 0.35% | $35 | Minimum balance of $5.00 required to avoid a service fee and earn stated APY. Dividends compounded and credited quarterly. |
Club Share Savings Account
0.01%APY
For special savings needs such as holidays, education, and vacations. Allows payroll deduction. One free withdrawal per calendar year. Interest paid quarterly on average daily balance. Account transfer limitations apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance of $5.00 required to avoid a service fee and earn stated APY. Dividends compounded and credited quarterly.$5 and up | 0.01% | $1 | Minimum balance of $5.00 required to avoid a service fee and earn stated APY. Dividends compounded and credited quarterly. |
Who can join Chattahoochee Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You can join if you live, work, worship, or attend school in Chambers County, AL.
Membership information collected October 4, 2026.