Bank · FDIC insured
Champlain National Bank CD Rates
Champlain National Bank’s best CD rate is 3.50% APY on a 6-month CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Champlain National Bank’s CD rates compare
Compared with banks and credit unions near Plattsburgh, NY, where Champlain National Bank has the most branches. $10,000, best rate first.
This bank’s best
Champlain National Bank
3.50%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $173
Certificate of Deposit Special
Top rate
AmeriCU Credit Union
4.50%APY
- Term
- 3 months
- Minimum
- $50
- Earns on $10,000
- $111
2nd-highest rate
NBT Bank
4.00%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $132
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit Special
3.50%APY · 1 term
Limit $249,999.99 per client. Penalty for early withdrawal/closing.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.50% | $173 |
Sources (1)
- champlainbank.com/personal-checking-and-savings-rates · captured Oct 16, 2026
Certificate of Deposit
Up to 1.00%APY · 7 terms
Limit $99,999.99 per client. Penalty for early withdrawal/closing. Contact us for terms and rates on CDs $100,000.00 or greater.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownTerm: 30 - 89 days | 0.35% | $0 |
| 6–11 months | 0.60% | $30 |
| 12–23 months | 0.75% | $75 |
| 24–35 months | 0.80% | $161 |
| 36 monthsAdditional deposit relationship required | 1.00% | $303 |
| 48 monthsAdditional deposit relationship required | 1.00% | $406 |
| 60 monthsAdditional deposit relationship required | 1.00% | $510 |
Sources (1)
- champlainbank.com/personal-checking-and-savings-rates · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.