Credit union · NCUA insured
Census Federal Credit Union Auto Loan Rates
Census Federal Credit Union auto loans start at 3.95% APR for a new vehicle and 4.45% for a used one. Rates checked October 22, 2026.
How Census Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions in District of Columbia, where Census Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Census Federal Credit Union
3.95%APR
- Terms
- up to 60 months
New Autos
Lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
3rd-lowest rate
BankFund Credit Union
3.25%APR
- Terms
- up to 60 months
Census Federal Credit Union auto loan score
94
Auto loan score
Higher than 96% of U.S. banks and credit unions
- New vehicleNew3.95%
- Used vehicleUsed4.45%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Census Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Autos
100% financing available.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.95% | 100% Financing |
| up to 48 months | 3.95% | 100% Financing |
| up to 60 months | 3.95% | 100% Financing |
Sources (1)
- censusfcu.com/products-services/auto-loans · captured Oct 7, 2026
Used Autos (2020-2022)
For model years 2020-2022. 100% financing available.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.95% | 100% Financing |
Sources (1)
- censusfcu.com/products-services/auto-loans · captured Oct 7, 2026
Used Autos (2023-2026)
For model years 2023-2026. 100% financing available.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.45% | 100% Financing |
| up to 48 months | 4.45% | 100% Financing |
| up to 60 months | 4.45% | 100% Financing |
Sources (1)
- censusfcu.com/products-services/auto-loans · captured Oct 7, 2026
Who can join Census Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Cole & Company are eligible for membership.
- Employees of DCS 2000 Contractors are eligible for membership.
- Employees of Elite Protective Services are eligible for membership.
- Employees of Emcor Government Services are eligible for membership.
- Employees of Geo-Serv are eligible for membership.
- Employees of Gunnison Consulting Group, Inc. are eligible for membership.
8 more ways to join
Employers and groups
- Employees of Numark Security are eligible for membership.
- Employees of Optimus Corporation are eligible for membership.
- Employees of Sabre Systems Incorporated are eligible for membership.
- Employees of Tolson Incorporated are eligible for membership.
- Employees of VGS, Inc. are eligible for membership.
Military, government and schools
- Employees of Census Bureau are eligible for membership.
- Employees of GSA Administration Services MD \u2013 East are eligible for membership.
Family and household
- Immediate family members and possibly other members of household can be sponsored for membership by credit union members in good standing whose status is currently within the Credit Union's common bond.
Membership information collected October 4, 2026.