Credit union · NCUA insured
CEN-TEX MFG CREDIT UNION Savings Rates
A $15.4M credit union headquartered in Brownwood, TX, with 1,279 members and 1 branch in Texas.
How CEN-TEX MFG CREDIT UNION’s savings rates compare
Compared with banks and credit unions in Texas, where CEN-TEX MFG CREDIT UNION has the most branches. $10,000, best rate first.
This credit union’s best
CEN-TEX MFG CREDIT UNION
2.02%APY
- Requires
- Conditions apply
- Minimum
- $0
- Earns on $10,000 a year
- $202
Christmas Share Account
Top rate
Heritage Hub Federal Credit Union
5.13%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $513
2nd-highest rate
Citizens Bank of Las Cruces
5.12%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $512
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Christmas Share Account
2.02%APY
Used for Christmas shopping. Open to 3M employees and their family members. Funds can only be withdrawn between November 1st and December 31st without receiving a fee; withdrawals outside of those dates incur a $5.00 fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $3,000Minimum 2.00% interest rate, to be at least .50 basis point above regular interest accounts and capped at $3,000.00.Up to $3,000 | 2.02% | — | Minimum 2.00% interest rate, to be at least .50 basis point above regular interest accounts and capped at $3,000.00. |
Sources (1)
- centexmfgcu.org/products · captured Sep 17, 2026
Who can join CEN-TEX MFG CREDIT UNION
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of 3M are eligible for membership.
- Retired 3M employees are eligible for membership.
Family and household
- Spouses, children, and parents of 3M employees and retired 3M employees are eligible for membership.
Membership information collected October 5, 2026.