Bank · FDIC insured
Celtic Bank Savings Rates
Celtic Bank’s best savings rate is 0.09% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Celtic Bank’s savings rates compare
Compared with banks and credit unions near Salt Lake City, UT, where Celtic Bank has the most branches. $10,000, best rate first.
This bank’s best
Celtic Bank
0.09%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $9
Money Market Account
Top rate
Axos Bank
5.00%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
SoFi Bank, National Association
4.40%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $440
Celtic Bank savings score
65
Savings score
Higher than 14% of U.S. banks and credit unions
- $1,000 balance$1,0000.09%
- $10,000 balance$10,0000.09%
- $100,000 balance$100,0001.41%
- QualifiedQualified0.09%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Celtic Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.09%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $20,000Account less than $20K | 0.09% | $9 | Account less than $20K |
| $20,000 – $100,000$20K to $100K | 0.32% | — | $20K to $100K |
| $100,000 – $1,000,000$100K to $1M | 1.41% | — | $100K to $1M |
| $1,000,000 and upMore than $1M | 3.50% | — | More than $1M |
Sources (1)
- celticbank.com/saving-cds · captured Sep 24, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.