Bank · FDIC insured
Cathay Bank
A $24.6B bank, the 88th largest of 4,207, headquartered in Los Angeles, CA, with 63 branches in 9 states. Best rates: CDs 3.85% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: no rate at the amounts we compare. Savings: not enough terms or balances published to score. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—3.85%CD rates →
- Savings—0.25%Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Cathay Bank
Cathay Bank operates over 60 U.S. branch locations across nine states, alongside a Hong Kong branch and representative offices in Beijing, Shanghai, Taipei, and Ho Chi Minh City.
- Headquarters
- 777 N Broadway, Los Angeles, CA 90012
- FDIC certificate
- 18503 ↗
Branches
63 branches in 9 states
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California
41 branches
Irvine area · 3
- Irvine Branch15323 Culver Dr, Irvine, CA 92604Directions
- Irvine Parkview Branch5351 University Dr, Irvine, CA 92612Directions
- Irvine-Northwood4860 Irvine Blvd, Irvine, CA 92620Directions
San Francisco area · 3
- San Francisco Branch1241 Stockton Street, San Francisco, CA 94133Directions
- San Francisco Clement Branch919 Clement St, San Francisco, CA 94118Directions
- San Francisco Irving Branch2257 Irving St, San Francisco, CA 94122Directions
San Jose area · 2
- San Jose Branch2010 Tully Rd, San Jose, CA 95122Directions
- San Jose Brokaw Branch1708 Oakland Rd, San Jose, CA 95131Directions
Los Angeles area · 1
- Cathay BankMain office777 N Broadway, Los Angeles, CA 90012Directions
Alhambra area · 1
- Alhambra Branch 17601 N Atlantic Blvd, Alhambra, CA 91801Directions
Arcadia area · 1
- Arcadia Branch635 W Duarte Rd, Arcadia, CA 91007Directions
Artesia area · 1
- Cerritos Valley Branch18643 Pioneer Blvd, Artesia, CA 90701Directions
Brea area · 1
- Brea Branch2415 E. Imperial Hwy, Suite 101, Brea, CA 92821Directions
City Of Industry area · 1
- City Of Industry Branch1250 Fullerton Rd, City Of Industry, CA 91748Directions
Cupertino area · 1
- Cupertino Branch10480 S De Anza Blvd, Cupertino, CA 95014Directions
Daly City area · 1
- Daly City Branch19 Southgate Ave, Daly City, CA 94015Directions
Diamond Bar area · 1
- Diamond Bar Branch1195 S Diamond Bar Blvd, Diamond Bar, CA 91765Directions
Dublin area · 1
- Dublin Branch7190 Regional St, Dublin, CA 94568Directions
El Monte area · 1
- El Monte Office9650 Flair Dr, El Monte, CA 91731Directions
Fountain Valley area · 1
- Fountain Valley Branch17860 Newhope St, Fountain Valley, CA 92708Directions
Fremont area · 1
- Fremont Mission Branch46750 Mission Blvd, Fremont, CA 94539Directions
Millbrae area · 1
- Millbrae Branch1095 El Camino Real, Millbrae, CA 94030Directions
Milpitas area · 1
- Milpitas Calaveras Branch603 E Calaveras Blvd, Milpitas, CA 95035Directions
Monterey Park area · 1
- Monterey Park Branch250 S Atlantic Blvd, Monterey Park, CA 91754Directions
Mountain View area · 1
- Mountain View Branch1350 Grant Rd, Mountain View, CA 94040Directions
Northridge area · 1
- Northridge Branch9045 Corbin Ave, Northridge, CA 91324Directions
Oakland area · 1
- Oakland Branch710 Webster St, Oakland, CA 94607Directions
Ontario area · 1
- Ontario Branch2195 S Grove Ave, Ontario, CA 91761Directions
Rancho Cucamonga area · 1
- Cathay Bank Rancho Cucamonga Branch9759 Base Line Rd, Rancho Cucamonga, CA 91730Directions
Richmond area · 1
- Berkeley-Richmond Branch3288 Pierce St, Richmond, CA 94804Directions
Rowland Heights area · 1
- Rowland Heights Branch17432 Colima Rd, Rowland Heights, CA 91748Directions
Sacramento area · 1
- Sacramento Branch4970 Freeport Blvd, Sacramento, CA 95822Directions
San Diego area · 1
- San Diego Branch4688 Convoy St, San Diego, CA 92111Directions
San Gabriel area · 1
- San Gabriel Branch825 E Valley Blvd, San Gabriel, CA 91776Directions
San Marino area · 1
- San Marino Branch2398 Huntington Dr, San Marino, CA 91108Directions
San Mateo area · 1
- San Mateo Branch1 E 3rd Ave, San Mateo, CA 94401Directions
Temple City area · 1
- Temple City Branch9055 Las Tunas Dr, Temple City, CA 91780Directions
Torrance area · 1
- Torrance Branch23211 Hawthorne Blvd, Torrance, CA 90505Directions
Union City area · 1
- Union City Branch1701 Decoto Rd, Union City, CA 94587Directions
West Covina area · 1
- West Convina Branch2672 E Garvey Ave S, West Covina, CA 91791Directions
Westminster area · 1
- Westminster Branch9121 Bolsa Ave, Westminster, CA 92683Directions
New York
9 branches
Flushing area · 3
- Flushing Branch40-14/16 Main Street, Flushing, NY 11354Directions
- Flushing North Branch3654 Main St, Flushing, NY 11354Directions
- Flushing South Branch4148 Main St, Flushing, NY 11355Directions
New York area · 3
- Midtown Branch235 5th Ave, New York, NY 10016Directions
- New York Canal Branch159 Canal St, New York, NY 10013Directions
- New York-Chinatown Branch45 E Broadway, New York, NY 10002Directions
Brooklyn area · 2
- Bensonhurst Branch6912 18th Ave, Brooklyn, NY 11204Directions
- Brooklyn Branch5402 8th Ave, Brooklyn, NY 11220Directions
Elmhurst area · 1
- Elmhurst Branch82-62 Broadway, Elmhurst, NY 11373Directions
Washington
4 branches
Seattle area · 2
- Seattle Branch621 S Lane St, Seattle, WA 98104Directions
- Seattle Uw5000 University Way Ne, Seattle, WA 98105Directions
Bellevue area · 1
- Bellevue Branch13238 Ne 20th St, Bellevue, WA 98005Directions
Kent area · 1
- Kent18230 E Valley Hwy, Kent, WA 98032Directions
Illinois
2 branches
Chicago area · 1
- Chicago -Chinatown Branch222 W Cermak Rd, Chicago, IL 60616Directions
Westmont area · 1
- Chicago -Westmont Branch665 Pasquinelli Dr # B104, Westmont, IL 60559Directions
Texas
2 branches
Houston area · 1
- Houston Branch9440 Bellaire Blvd, Houston, TX 77036Directions
Plano area · 1
- Plano Branch2001 Coit Rd, Plano, TX 75075Directions
Massachusetts
1 branch
- Boston Branch621 Washington St, Boston, MA 02111Directions
Maryland
1 branch
- Rockville Branch650 Hungerford Dr, Rockville, MD 20850Directions
New Jersey
1 branch
- New Jersey Branch1775 Route 27, Edison, NJ 08817Directions
Nevada
1 branch
- Las Vegas Branch6110 Spring Mountain Rd, Las Vegas, NV 89146Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.52% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.54% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.55% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $98 | $85 | — |
- CapitalLeverage ratio11.52%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.54%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.55%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$98Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Cathay Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.