Credit union · NCUA insured
Carpenters Credit Union
A $43.9M credit union headquartered in St. Paul, MN, with 15,373 members and 2 branches in 2 states. Best rates: savings 0.10% APY.
Carpenters Credit Union Carrot Score
68
Carrot Score
Higher than 21% of U.S. banks and credit unions
#69 of 97 in Minneapolis, MN-WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Carpenters Credit Union
- Headquarters
- 720 Olive St, St. Paul, MN 55130-4405
- NCUA charter
- 24676
Branches
2 branches in 2 states
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Minnesota
1 branch
- Carpenters Credit Union MainMain office720 Olive St, St. Paul, MN 55130Directions
Wisconsin
1 branch
- Pewaukee BranchN25W23055 Paul Rd, Suite 4, Pewaukee, WI 53072Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.03% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.01% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.35% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $51 | $59 | — |
- CapitalNet worth ratio16.03%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.01%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.35%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$51Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Carpenters Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.