Credit union · NCUA insured
Carolina Trust Credit Union Credit Card Rates
Carolina Trust Credit Union credit cards start at 11.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Carolina Trust Credit Union’s credit card rates compare
Compared with banks and credit unions near Myrtle Beach, SC, where Carolina Trust Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Carolina Trust Credit Union
11.99%APR
- Up to
- 21.99% APR
LimeEssentials Visa Credit Card
2nd-lowest rate
Santee Cooper Credit Union
11.99%APR
- Up to
- —
3rd-lowest rate
First Citizens Bank
13.74%APR
- Up to
- 22.74% APR
Carolina Trust Credit Union credit card score
72
Credit card score
Higher than 32% of U.S. banks and credit unions
- Purchase APRPurchase APR11.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Carolina Trust Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Goal Club Credit Card
Approved APR and credit limit subject to creditworthiness. Variable rate subject to Prime Rate changes. Balance transfer fee and cash advance fee are 3% or $10, whichever is greater.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | Variable rate subject to Prime Rate changes. |
Sources (1)
- carolinatrust.org/loans/rates-8-1 · captured Oct 22, 2026
LimeEssentials Visa Credit Card
Approved APR and credit limit subject to creditworthiness. Following promotional rate, variable APR adjusts monthly on the first business day based on U.S. Prime Rate plus a margin ranging from 4.99% to 14.99%; maximum APR is 17.99%. Applicants under 21 require a cosigner age 21+ or independent means of repayment.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR for the first 12 months. No annual fee. |
| Ongoing | 11.99%–17.99% | None | Variable regular rate subject to Prime Rate changes. Same rate applies to purchases, balance transfers and cash advances. |
Sources (2)
All captured Oct 22, 2026
LimeRewards Visa Credit Card
Approved APR and credit limit subject to creditworthiness. Following promotional rate, variable APR adjusts monthly on the first business day based on U.S. Prime Rate plus a margin ranging from 6.99% to 15.99%; maximum APR is 17.99%. Applicants under 21 require a cosigner age 21+ or independent means of repayment. Reward options included. Same rate applies to purchases, balance transfers and cash advances.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR for the first 12 months. No annual fee. |
| Ongoing | 13.99%–17.99% | None | Variable regular rate subject to Prime Rate changes. Same rate applies to purchases, balance transfers and cash advances. |
Sources (2)
All captured Oct 22, 2026
LimeRewards+ Visa Signature Credit Card
Approved APR and credit limit subject to creditworthiness. Following promotional rate, variable APR adjusts monthly on the first business day based on U.S. Prime Rate plus a margin ranging from 7.99% to 10.99%; maximum APR is 17.99%. Applicants under 21 require a cosigner age 21+ or independent means of repayment.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% introductory APR for the first 12 months. No annual fee. 3,000 bonus points for spending $2,000 in new purchases during the first 90 days. |
| Ongoing | 14.99%–17.99% | None | Variable regular rate subject to Prime Rate changes. Same rate applies to purchases, balance transfers and cash advances. |
Sources (2)
All captured Oct 22, 2026
Visa Secured Credit Card
Approved APR subject to creditworthiness. Variable APR is determined monthly on the first business day by adding a 13.99% margin to the highest U.S. Prime Rate published in the WSJ on the first day of the previous month; maximum APR is 17.99%. Applicants under 21 require a cosigner age 21+ or independent means of repayment. $30 annual fee billed to October statement.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | $30 | Variable rate subject to Prime Rate changes. Margin of 13.99% over Prime. $30 annual fee billed to October credit card statement. |
Sources (2)
All captured Oct 22, 2026
Who can join Carolina Trust Credit Union
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