Credit union · NCUA insured
CAMPUS USA Credit Union Credit Card Rates
CAMPUS USA Credit Union credit card rates start at 9.80% APR. Rates checked October 15, 2026.
How CAMPUS USA Credit Union’s credit card rates compare
Compared with banks and credit unions in Florida, where CAMPUS USA Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
CAMPUS USA Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Oxford Federal Credit Union
6.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Innovations Financial Credit Union
7.50%APR
- Up to
- 16.75% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
CAMPUS Children's Miracle Network Platinum Mastercard
Membership open to specified FL counties; credit approval and initial $5 deposit required. No annual fee, no balance transfer fee, no cash advance fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.80%–12.25% | None | Fixed APR; rate determined based on creditworthiness. As low as 9.8% fixed. Rate applies to purchases, balance transfers, and cash advances. |
CAMPUS Platinum Mastercard
Membership open to specified FL counties; credit approval and initial $5 deposit required. No annual fee, no balance transfer fee, no cash advance fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90%–17.99% | None | Variable APR based on Wall Street Journal Prime Rate plus margin based on creditworthiness. APR not to exceed 17.99%. As low as 10.90% variable as of 10/06/2026. Rate applies to purchases, balance transfers, and cash advances. |
CAMPUS Platinum Rewards Mastercard
Membership open to specified FL counties; credit approval and initial $5 deposit required. No annual fee, no balance transfer fee, no cash advance fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90%–17.99% | None | Variable APR based on Wall Street Journal Prime Rate plus margin based on creditworthiness. APR not to exceed 17.99%. As low as 13.90% variable as of 10/06/2026. Rate applies to purchases, balance transfers, and cash advances. |
Who can join CAMPUS USA Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to people who live, work, or attend school in, and businesses/entities located in 24 specified Florida counties.
Employers and groups
- Open to members of AAA South/The Auto Club Group.
- Open to members of Humane Society of Marion County, Inc.
- Open to members of Matheson History Museum.
- Open to members of the University of Florida Alumni Association.
Military, government and schools
- Open to employees of the University of Florida, UF Health, UF IFAS, and Florida Farm Bureau Federation.
2 more ways to join
Military, government and schools
- Open to current students of the University of Florida.
Family and household
- Open to immediate family members of existing CAMPUS USA Credit Union members.
Cost to join
- An initial $5 deposit is required upon joining.
Membership information collected October 5, 2026.